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Behavior Gap Radio

Carl Richards

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Greetings, Carl here. This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me. -Carl
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Today, Carl explores the dual questions: "Who is my work for?" and "Who is willing to pay for it?" Reflecting on two decades of aligning his work with personal values, Carl discusses the impact of his work on individuals striving to make more aligned decisions with their capital. He shares insights into the distinct group that values his expertise—…
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Carl discusses the pervasive mantra of "it's just business" and challenges its ethical implications. Reflecting on a conversation with a landscape consultant, Carl explores the notion that business and personal ethics should not be separate entities. Carl talks about the importance of aligning personal values with professional practices. He questio…
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In this episode of Behavior Gap Radio, Carl shares insights on tackling seemingly insurmountable problems, comparing them to climbing Mount Olympus in Salt Lake City. Using personal stories, he illustrates how taking the next step can reveal new perspectives and solutions. Carl emphasizes that action, rather than endless contemplation, is key to ov…
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Is accumulating wealth for future generations really the ultimate goal? In this episode of Behavior Gap Radio, Carl explores intergenerational wealth and its impact on our lives. He challenges this idea, advocating instead for creating memories, love, and self-worth. Drawing from personal experiences, like choosing time with his children over finan…
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How can we stop resisting and start replacing? Today, Carl explores the concept of "don't resist, replace." He shares insights on shifting focus from avoiding behaviors to replacing them with more engaging activities. Carl shares how this approach can lead to deeper engagement and time well spent. Can replacing resistance with positive actions enha…
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In this episode of Behavior Gap Radio, Carl shares a field note from a recent mountain bike ride, exploring this topic: How can associative thinking change the way we solve problems? He reflects on how activities like biking can be part of work, helping solve problems through movement and flow. Does stepping away from active problem-solving and eng…
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How does cultivating your comparison set impact your well-being? Carl discusses this concept and its effects on personal happiness. He explores how comparisons, often driven by social media and societal standards, can undermine confidence. Are we thoughtful about the sources of our comparisons and aware of our own values? Carl shares strategies to …
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In this episode of Behavior Gap Radio, Carl discusses the concept of being "fierce with reality," inspired by a conversation with his friend Aaron and a poem by Florida Scott Maxwell. Carl explores the meaning of truly claiming and possessing all that we have been and done, leading to a sense of wholeness and honesty in our lives. He reflects on ho…
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Carl challenges the conventional approach to planning with the idea that "all plans are wrong, but some are useful." Inspired by George Box's famous quote, Carl extends this concept to financial, business, and life plans. He emphasizes the importance of focusing on the usefulness of plans rather than their accuracy, fostering a mindset of curiosity…
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In this episode, Carl dives deep into the complexities of planning in the ever-changing landscape of life. Reflecting on insights from recent retreats, he explores what happens when our starting point (A) and destination (B) shift, making traditional planning models obsolete. Join Carl on this journey of discovery and find out what it means when A …
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Today, Carl shares a game-changing tip for managing overwhelming email inboxes. Introducing SaneBox and its feature, Sane Black Hole, Carl explains how this tool has transformed his email management by seamlessly filtering out unwanted messages. Listen in for a simple yet effective trick that can clean up your inbox and reclaim your time! Want more…
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Carl reflects on a profound retreat held at his home, where the unexpected but central question emerged: "How do I figure out who I really am?" Through candid discussions and personal insights, Carl explores the importance of self-discovery, the challenge of committing to one's true desires, and the impact of these revelations on our lives and work…
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In this brief and impactful field episode of Behavior Gap Radio, Carl presents a thought-provoking statement: "People who pay, pay attention." Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behavio…
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Tag along with Carl in this special early morning edition of Behavior Gap Radio as he shares his reflections from a transformative retreat with financial advisors at his home in Utah. Despite the tactical challenges we face, Carl reveals that the root of our struggles often lies in fear. Through personal anecdotes and heartfelt insights, he explore…
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In this episode of Behavior Gap Radio, Carl shares a personal story about the doubts and uncertainties that sometimes accompany his work. While grappling with feelings of insignificance, he received an uplifting voice memo from a friend who credited Carl's work for inspiring a major life decision. This touching moment reminded Carl of the importanc…
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