Welcome to Budgets & Boundaries. The podcast where we believe a healthy mind and healthy wallet go hand in hand. Join your hosts Sheryl & Chey, every other Friday to talk all things money and mental health.
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Transform your family’s finances with the Beyond Budgets® podcast. Host Deb Meyer, CFP®, award-winning author of Redefining Family Wealth and mom of 3, empowers parents to save diligently, invest wisely, and contribute generously. We delve beyond budgeting tools into values-based financial planning, marriage and money, college saving plans, investment strategies, tax-saving secrets, insurance essentials, and more. Tune in biweekly on Thursdays for solo episodes and enlightening expert interv ...
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The mission of The Builders, Budgets, and Beers Podcast is to make project financials less intimidating for commercial and residential builders. We aim to give builders the confidence to take control of their business' cashflow by bringing on guests, that our listeners can identify with, to share real stories of their financial wins and losses along their journeys as builders.
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Do you want to learn how to secure the bag beyond your 9-5 and break away from the traditional ways of managing money? If you’re nodding your head yes, then join Sierra K. Howard and her dope ass guest, who are millennials of color, securing the non-traditional bag. Tune in every week for a new money session where you will learn actionable money strategies that will help you finally live financially free without restrictions!
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Brian is a financial consultant who is passionate about strategically building automations and habits that allow you to live a financially healthy life. Stop the worrying; ease the stress. Make a plan, and stick to it! In this podcast, Brian talks about money and the role it plays in our lives while also offering helpful suggestions for your money management.
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Money, Mental Health, and Elections | 2
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10:07
Election season can be a very trying time. Join us for a few minutes to chat about how this election season might effect your mental health and money.De către Sheryl & Chey
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Breaking Free from Work-Centered Identity
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31:32
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31:32
In this episode of Beyond Budgets, host Deb Meyer is joined by exit strategist and Dream Catchers podcast host Jerome Myers to unpack the complex journey of redefining yourself after big life changes like selling a business or retiring. Together, Deb and Jerome explore the “founder's exit paradox”—the often-overlooked psychological challenges that …
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The Competitive Advantage of Effective Back Office Management with Levi Joseph
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44:42
This conversation with Levi Joseph, Director of Operations at Ladisic Fine Homes, explores how a well-executed back office can provide a significant competitive advantage for construction companies, particularly in areas like accounts receivable, accounts payable, and cost code management. https://ladisicfinehomes.com Introduction and Guest Introdu…
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Hey Lovely Listeners, Join us in the first episode of Budgets & Boundaries. Get to know a little about your hosts Sheryl & Chey and learn about what you can expect from our podcast. Give us some grace as we are learning the ropes of this whole podcast thing,De către Sheryl & Chey
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Welcome to Budgets & Boundaries. Join your hosts Sheryl & Chey every other Friday to talk all things money and mental health.
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1
Knowing Your Numbers for the Business Side of Construction with Chris Atwood
55:49
55:49
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55:49
Chris Atwood, co-owner of Otter Creek Homes, shares his insights on the challenges builders face in running the business side of their construction companies. He emphasizes the importance of having a clear vision, understanding unit economics, and leveraging the expertise of others to overcome these challenges. https://www.ottercreekhomes.co Introd…
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Aligning Faith and Finances: A Guide to Biblically Responsible Investing
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19:44
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19:44
Unlock the secrets of faith-based investing with Deb Meyer in today's episode! Perfect for Christian and Catholic parents, this episode explores how to harmonize your financial goals with spiritual values. Discover the "avoid, engage, and embrace" framework and the Business 360 approach by Eventide, a leader in ethical investing. Learn about creati…
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Insights from an Experienced Infill Spec Builder with Scott Turner
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47:59
Experienced infill home builder, Scott Turner, owner of Riverside Homes, shares his insights on the benefits, challenges, and strategies for successfully transitioning from custom building to speculative building in the competitive Austin, Texas real estate market. https://www.riversidehomesaustin.com Scott Turner's Background and Introduction (0:0…
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Mastering the Finances of Custom Home Building with Nathan Marsala
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56:02
Nathan Marsala, founder of The Bison Group, joins Matt and Reece to discuss the critical importance of document control, subcontractor management, and effective communication in successfully managing project financials. He shares valuable insights and strategies that builders can implement to ensure the financial success and smooth execution of the…
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How to Build a Fulfilling Career and Financial Future With Crystal Ware
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31:00
In this episode of Beyond Budgets, we’re thrilled to welcome Crystal Ware, a former Fortune 500 corporate leader and attorney who made the bold leap into entrepreneurship. Crystal shares her journey of transitioning from the corporate world to running a small business, driven by the desire for more flexibility, time with family, and personal fulfil…
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Leveraging Purchase Orders to Streamline Custom Home Building with Tyler Brabec
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57:09
Tyler Brabec shares the importance of purchase orders in the custom home building industry, highlighting how they can help builders manage costs, mitigate risks, and improve project outcomes. The discussion also covers various aspects of purchase orders, including their role in managing subcontractor relationships, tracking project budgets, and lev…
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Four Stages of Financial Maturity in Construction with Luke Holcomb
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51:19
Luke Holcomb shares the four stages of financial maturity in construction businesses, from the groundwork stage focused on project-level finances to the strategic mastery stage where companies prioritize long-term value and balance sheet optimization. https://www.linkedin.com/in/luke-holcomb-49327853/ Introduction and Background of Luke Holcomb (0:…
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Building Wealth through Strategic Investments
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31:20
Ready to transform your financial future? Hear a deeply personal story about Deb Meyer’s hard-hitting lessons gained from her first investment during the tech bubble burst. Learn the critical importance of diversification among other investment pillars and the hazards of emotionally charged decision-making. We'll dissect the pitfalls of market timi…
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Transforming Family Culture with Kimberly Amici
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28:50
What happens when a Manhattan career woman swaps skyscrapers for suburbia and discovers a new kind of creativity? Join us on Beyond Budgets as we welcome Kimberly Amici, the mastermind behind Build Your Best Family, who shares her extraordinary journey from designer and architect in the bustling city to a mom redefining family culture through faith…
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Establishing an efficient cost coding system with Penny Lane
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45:53
Penny Lane, a construction accounting expert, discusses the importance of designing a simple yet effective chart of accounts and cost coding system for contractors. She emphasizes using these financial tools to track profitability, make informed pricing decisions, and ultimately run a more successful construction business. https://jobcosting.com/ C…
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Adventures in Relocating and Homeownership
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21:59
Moving cross-country is not just about packing boxes; it's about navigating a maze of expenses and unexpected hurdles. When my family decided to leave Florida for Missouri, we faced surprising costs and tough choices. In this episode of Beyond Budgets, Deb shares how her family balanced the hefty quotes from national moving companies with more affo…
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The Spec Builder's Playbook with Bryan Uhler
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41:23
Bryan Uhler, of Pioneer Builders, shares his insights on managing cash flow and building a successful speculative home building business, emphasizing the importance of rational decision-making, financial management, and building homes with integrity. Bryan Uhler https://pioneerbuildersonline.com/ Running a healthy speculative building business with…
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Cost-Plus vs. Fixed-Price The Great Debate with Brad Robinson & Scott Bland
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1:12:09
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1:12:09
Today on Builders Budgets and Beers we discuss the pros and cons of cost-plus vs. fixed-price building models in the construction industry. Builders Brad Robinson and Scott Bland debate the merits of each approach, considering factors like risk, profit potential, overhead, client satisfaction, and quality control. Brad Robinson https://www.bradford…
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Charting Financial Success Through Family Bonds
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31:18
What does it take to successfully merge family values with financial planning? On this episode of Beyond Budgets®, we have the pleasure of speaking with Brian Haney, CEO and co-founder of the Haney Group. Brian takes us through the unique dynamic of running a family-owned business alongside his father and brother. From balancing the intricate relat…
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Maximizing Profits Through Detailed Planning and Real-Time Tracking with Adam Martin
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47:42
Adam Martin shares cost management strategies for profitable construction projects, emphasizing the importance of thorough pre-planning, accurate cost tracking by line item, and real-time approvals to manage budgets and drive accountability. Find Our Guest: https://www.buildmartin.com/ Show Notes: (0:00) Construction costs and budgeting with a gues…
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Managing Construction Finances with Kalpana Oommen
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59:30
Kalpana Oommen joins Builders, Budgets, and Beers to share her journey from millions of dollars in losses to $5 million in revenue. She discusses how diligently tracking finances helped her business transform client experiences, increase profits, and attract top talent through trust and transparency. Find our guest: https://www.evercraftllc.com/ ht…
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Making Smart Life Insurance Decisions
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26:32
Have you ever wondered if your life insurance policy secures your family's future or if it’s just another bill to pay? Join me, Deb Meyer, on this critical episode of the Beyond Budgets® podcast as we unravel the complexities of life insurance. We'll explore the emotional and financial dimensions of choosing the right life insurance, using relatabl…
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The Power of Work In Progress (WIP) Reports with Zack Kelly
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53:01
Builders Budgets and Beers Reece Barnes and Matt Calvano discuss financial management for construction businesses with industry expert Zack Kelly, explaining the importance of work in progress (WIP) reports, managing costs and cash flow, tracking actual expenses versus estimates, and choosing the right pricing model to ensure repeatable profits. Fi…
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The Secrets to Balancing Business Success and Family Life
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31:27
In today’s episode, I’m joined by Robert and Kay Lee Fukui, co-founders of i61 Inc., cohosts of the Thriving in Tandem podcast, and authors of the book Tandem. They share invaluable strategies for balancing business success and family life. Robert recounts his transition from Fortune 500 company sales roles to small business consulting, emphasizing…
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Turning Dreams into Reality with Values-Based Financial Planning
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25:56
Making a life-changing move is never easy, especially when leaving a place you've called home. On this episode of Beyond Budgets®, I share the poignant journey my family and I are undertaking as we transition from the sunny beaches of Florida back to Missouri. This episode also presents a comprehensive guide to values-based financial planning. We d…
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Unlocking Financial Freedom with Brian Tibbs
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30:23
Can you truly achieve financial freedom by shifting your mindset? Guest Brian Tibbs, a seasoned real estate investor and author of The HACKER Method, believes you can. Brian shares how the allure of consumerism often leads people astray and how his experiences living overseas offered him a fresh perspective on achieving genuine wealth. In this epis…
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Maximizing Your Business Exit: Retirement Planning for Small Business Owners
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29:39
Unlock the secrets to a seamless business exit strategy that secures your financial future, as we journey through the pivotal steps of detaching from a business you've nurtured. With my expertise in tax compliance and succession planning, alongside insights from the Exit Planning Institute, this episode arms you with the essential knowledge to grac…
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Mastering Marital Finances: From Budgeting to Tax Planning
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30:09
Unlock the secrets of financial harmony in marriage with insights from financial experts Deb Meyer and her special guest, Den Murley. They delve into the dynamic world of couples' finances, shattering the myth of the spender-saver binary and advocating for a stronger foundation of mutual understanding. Discover how to navigate shared versus separat…
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Retirement Roadmap: Parent Edition
21:46
21:46
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21:46
Unlock the secrets of blending family life with financial freedom as we journey through the ever-changing realms of retirement and financial independence. Explore the personalized paths that lead to a life where work is a choice, not a necessity, and freedom is the ultimate retirement plan. In this episode, I’ll show financial planning isn't just a…
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Raising Financially Savvy Kids with Clifton Corbin
28:20
28:20
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28:20
Unlock the secrets to impart essential financial wisdom to your kids with guest and finance guru Clifton Corbin. We share a heartfelt journey through Clifton's early fascination with money, his trials with credit card debt, and his evolution into a champion for youth financial literacy. Our conversation examines the foundational differences between…
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Mastering Estate Planning: Protecting Your Family's Future
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27:07
Navigating the legal labyrinth of estate planning can be overwhelming, but the peace of mind it brings is priceless—Deb has seen the difference firsthand. Through heartfelt anecdotes, Deb unravels why every parent needs to take this act of love seriously, ensuring their children's guardianship and the handling of their affairs are well examined. Jo…
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Hard-Earned Financial Lessons with Mark D. Williams
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43:09
Builders Budgets and Beers Mark Williams, a third-generation builder, joins Builders Budgets and Beers to discuss his career building high-end custom homes and shares lessons he has learned from both profitable and unprofitable projects, emphasizing the importance of client relationships and financial management. Find Our Guest: https://www.mdwilli…
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Building a Legacy of Fiscal Responsibility with Amanda Teixeira
31:26
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31:26
Unlock the secrets to a unified financial future with Amanda Teixeira from Walletwin, our guide through the tricky territory of family finances. In a heart-to-heart conversation, Amanda and host Deb Meyer discuss: The process of merging bank accounts and viewpoints, How a shared vision is pivotal to a harmonious future Budgeting strategies that res…
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Crafting a Savings Strategy for Bold Family Adventures
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28:32
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28:32
A moment of clarity can strike at any time—even while sitting in a cubicle, dreaming of distant lands. That’s where our tale begins, as my family turned a dream into a daring three-month odyssey through the heart of Spain, fueled by an ingenious tool: the opportunity fund. Our latest podcast episode is laced with a vibrant tapestry of personal anec…
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Charting Your Course: Family Finance with Jenni Sisson
25:56
25:56
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25:56
Join Jenni Sisson, "Mama's Money Map" podcast host and mother of five, as she shares her budgeting blueprints for single-income homes. Dive into the dynamics of household budget management and the transition from homemaker to freelancer. Discover strategies for tackling medical bills through self-advocacy. This episode is a treasure trove of advice…
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Borrow Smart: Strategies for Financial Growth
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28:15
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28:15
Discover essential strategies for wise debt management and enhance your financial well-being in this solo-hosted episode. We’ll explore how to use borrowing to your advantage, from smart home-buying through understanding interest rates to leveraging student loans for career growth. Learn how to navigate away from auto loans and credit card traps, o…
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Guiding Parents to Tax Filing Success
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29:58
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29:58
Tax season can be a wild ride, especially for parents hustling to maximize their returns. But don't worry; we've got CPA and tax expert Logan Allec on the show today to guide you through the tax maze. In today's chat, we'll tackle the puzzling 1098T forms, share top-notch tips for handling tax papers, and even spill the beans on choosing the best t…
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Building Wealth Through Smart Family Budgeting
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23:38
Have you ever felt the tug-of-war between wanting to enjoy life and needing to keep your wallet in check? Let's unravel the complex emotions surrounding family budgeting and find a wonderful balance. In this episode, I'm peeling back the layers of financial planning with the kind of zeal that can only spark from a Certified Financial PlannerTM and …
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Your Roadmap to Understanding College Financial Aid
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31:31
Are you a parent of at least one high schooler, feeling overwhelmed by the complexity of college funding? Fear not, friend! Host Deb Meyer and guest Joe Messinger, a fee-only financial planner and college funding expert, provide critical insights into student loans, merit aid, and the true costs of higher education. This episode offers a wealth of …
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Education Funding Decoded: A Deep Dive into 529 Plans
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30:03
Unlock the secrets of saving for college and master the intricacies of 529 plans with this insightful podcast. Ensuring your child's future is secure is a top priority, and we're going to guide you through the complicated maze of college savings. You’ll learn: The two main types of 529 plans - savings and prepaid, Tax benefits of contributions, Wha…
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Busting Money Myths with Dr. Sarah Stanley Fallaw
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26:42
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26:42
What if the secret to financial success was less about numbers and more about your mindset? And what if achieving a balance between long-term family financial planning and short-term financial management could be easier than you think? In this third episode of the Beyond Budgets® podcast, we welcome the remarkable Dr. Sarah Stanley-Fallaw, a person…
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Shaping Your Family’s Financial Future with Core Values
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18:46
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18:46
How do you define success? Your answer likely depends on your values. In episode 2 of the Beyond Budgets® podcast, we discuss why values should drive most (if not all) financial decisions. Once you’ve defined core values, learn how to: Align spending with those values, Include kids as accountability partners, and Harness the power of an abundance m…
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Redefining Wealth: A Tale of Family and Faith
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29:37
Welcome to the inaugural episode of The Beyond Budgets® Podcast! In this episode, you’ll uncover the nitty-gritty details of host Deb Meyer’s personal financial journey, including: Hearing “Your papa too cheap, get a new papa” as a fourth grader shaped my financial decisions as an adult. Why living in 5 states before 4th grade made me appreciate st…
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Welcome to the Beyond Budgets Podcast
2:08
2:08
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2:08
Transform your family’s finances with the Beyond Budgets® podcast. Host Deb Meyer, CFP®, award-winning author of Redefining Family Wealth and mom of 3, empowers parents to save diligently, invest wisely, and contribute generously. We delve beyond budgeting tools into values-based financial planning, marriage and money, college saving plans, investm…
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Evaluating the Revamped AMEX Platinum Card: S2 E3
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25:11
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25:11
On July 1, 2021, American Express revamped their Platinum Card. Here’s what new!
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Understanding Retirement Account Types: S2 E2
24:56
24:56
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24:56
Are you having trouble sleeping? In this episode, I discuss the differences between 401(k), 403(b), Traditional IRA, ROTH IRA and 457 Deferred Compensation Accounts.
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Health Savings Accounts (HSAs): S2 E1
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19:53
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19:53
Not to be confused with a Flexible Savings Account (FSA), a Health Savings Account (HSA) is a powerful tool in the finance universe. Often available with select plans from your employer, an HSA is an account used to deduct funds pre-tax from your paycheck. The funds are earmarked for future medical expenses once saved, but in the interim, they can …
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074: 3 Ways to Know Where Your Money is Going
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16:46
Have you ever taken the time to track where your money is going each day? Keeping an eye on this is SO important if you want to grow your wealth. In today’s episode, I’m sharing three tips for determining what your income is and where it’s going. This will be the last episode for the next month or so while I settle into my new job, grad school, and…
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073: How to Get Started in the Vending Machine Business w/ Maya and Raniesha of VendHER
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1:45:55
For real, grab your notebooks for this one!!! Maya and Raniesha of VendHER and Compass are two Black women who use their 9-5 jobs to fund their "5-9” passions. Both of the platforms they’ve created encourages Black women to participate in creative forms of investing. Maya and Raniesha invest in the vending machine business and are also real estate …
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072: How to Build a Successful Trucking Company w/ Ericka Williams
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50:02
Have you ever thought about getting into the trucking business? If not, you just may be interested after hearing how Ericka Williams got started! Ericka took money she earned from service-based businesses and working as an apartment manager to invest in real estate and trucking. She now manages 1.9 million dollars in assets via over 12 semi trucks,…
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