Listen to Mark Byelich's Weekly Webinars and his Financial Focus segments anywhere, and get your financial education straight from a Certified Financial Planner (CFP®) with over 20 years experience helping people prepare for a successful retirement with a focus on tax-efficient planning strategies.
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My name is Jeremy and I teach and talk about Stock market investing, entrepreneurship, and personal finance. By age 25 I had $200,000 in my brokerage account all while working at a convenience store named Quiktrip. I started a real estate marketing company at the end of 2015 which grew into my first successful business. I started the “Financial Education” YouTube channel in 2016 and have grown that to over 90,000 Subscribers and millions upon millions of views. In April 2017 I launched a bes ...
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The Freedom Formula for Physicians | How Doctors Cut Debt & Slash Taxes | Business Of Medicine | Financial Education
Dave Denniston
Helping Physicians Slash Their Debt, Slash Their Taxes, and Live a Liberated Lifestyle
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The Royalty Movement presents: Financial Education for the Clueless with Mr. & Mrs. Smith
Mr. & Mrs. Smith
Financial Education for the Clueless with Mr. and Mrs. Smith is an economic empowerment show brought to you by Marcus and Angela Smith also known as @MrAndMrsSmithOfficial across all social platforms - We will discuss topics that well feel will increase your Financial IQ in the areas of Credit, Cashflow, Investing, as well as Crypto. We will also share articles with you that we feel will help you achieve your personal financial goals and speed up your wealth building journey along with us. - ...
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Join Michael Merlin, Founder of Merlin Wealth Management at Rockefeller Global Family Office and various colleagues and experts as they take the complex and make it simple. In each episode Michael and friends discuss the key tenants of financial longevity: maximizing your wealth span and securing your financial future, spending money guilt-free while still growing your assets and enjoying your bigger future with confidence. Don't let financial complexity hold you back from living your best l ...
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How a Major Market Drop Can Change Your Retirement
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58:14
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58:14Air date: 4/30/25 Investment markets can be very volatile. You’ve probably heard that a significant market drop can have long-lasting, or even permanent negative effects on your retirement savings and therefore the quality of your retirement. I’ll discuss why this is and how to potentially protect yourself in this week’s episode. Video version: htt…
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New Super Catch-Up Rule (Who It Applies To and Who It Doesn’t)
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44:56
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44:56The SECURE Act and SECURE 2.0 introduced significant changes to retirement and tax planning, with various effective dates. One major change in 2025 affects catch-up contributions, allowing for larger contributions in some cases. However, these "Super Catch-Up Contributions" are subject to limitations based on the individual's age and the type of re…
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MWM Market Update: The Only Certainty is Uncertainty
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47:34
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47:34Join Michael Merlin and Co-Head of MWM Asset Management, David North, as they discuss the unprecedented market volatility currently dominating today's market environment. This material was prepared by Rockefeller Capital Management. The views expressed of the host and guests in this episode are as of a particular point in time and are subject to ch…
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Tax Planning in 2025, with Special Guest David McKnight
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58:56
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58:562025 is a year of change for our tax laws. In this episode, Mark and Dave will discuss the status of tax law changes, some thoughts about proposed changes, and what it may mean for your financial plan and investment strategies. Be sure to tune in to learn the important details. Video version: https://youtu.be/GwovySeeVxk?si=UQKMzn-nhbXQy0HC Schedul…
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Gifting Strategies You Should Know
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1:03:11
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1:03:11It can be exciting when you realize your needs are taken care of and you can start planning for gifting to your loved ones, charities, or other people and organizations you want to help. But just like any other financial planning strategy, you should be careful to understand the benefits, drawbacks, and limitations of the gifting strategy you choos…
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Developing Good Financial Habits and Why Longevity Matters
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49:28
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49:28Join Michael Merlin as he launches a new title for the MWM Podcast Financial Longevity. Michael will explain financial longevity, the three financial diseases that impact most people’s financial behavior, and the four financial priorities that set you up for success with your money. Michael’s book, Financial Longevity, will also be available March …
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Spouse as IRA Beneficiary - This Attorney Got It Wrong!
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54:05
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54:05During my travels last week, I met a very nice woman who told me of her husband’s passing. She’s now dealing with the loss of a loved one and managing their investments. I was shocked to learn the bad advice her financial advisor, who is also a CPA and attorney, gave her. I’ll share the details in this episode. 3 Pillars of Investment Management: h…
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Should you have a Mortgage or No Mortgage in Retirement?
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1:01:46A common goal people have is to have their mortgage paid off by the time they retire. But is not having a mortgage in your retirement the right answer? I’ll explore pros and cons in this episode. Schedule time with Mark for a no cost, complimentary consultation here: https://attleborowealth.com/discovery/ or email: [email protected]. Vi…
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Join Michael Merlin, Private Advisor and Founder of Merlin Wealth Management and Co-Head of MWM Asset Management, David North, as they discuss key topics and highlights during the first quarter of 2025. This material was prepared by Rockefeller Capital Management. The views expressed of the host and guests in this episode are as of a particular poi…
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Trusts as IRA Beneficiaries w/ Andy Ives, CFP®, AIF®
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58:23
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58:23Naming a trust or estate as beneficiary of an IRA introduces a number of post-death issues and potential hurdles. Before a trustee or executor touches any IRA funds, some foundational and oftentimes confusing details must be considered. Be sure to tune in to learn the important details. Andy Ives, CFP®, AIF®, brings 25 years of diverse experience i…
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Should You Borrow From Your Retirement to Pay Off Debt?
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37:57
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37:57A common question I hear is “Should I withdrawal money from my retirement accounts to pay off debt?” This is an important question that many of us have asked ourselves in the past. I’ll explore some key points to try to answer this question in this episode. Schedule time with Mark for a no cost, complimentary consultation here: https://attleborowea…
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There are important updates for 2025 that can affect your financial plan and investment strategies. Be sure to tune in to learn the important details. Schedule time with Mark for a no cost, complimentary consultation here: https://attleborowealth.com/discovery/ or email: [email protected]. Visit our website: https://www.attleborowealth.…
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Recent Changes to RMD Rules w/ Special Guest Sarah Brenner, JD
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1:00:40There have been many changes recently to the rules about Required Minimum Distributions. Join Mark and Sarah as they explore and discuss some of these changes and how they might affect you or those you care about. Be sure to tune in to learn the important details. Sarah Brenner, JD, is a leading authority on IRA distribution planning with over twen…
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Waiting to Collect Social Security is a SCAM?
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32:44
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32:44As I take a break over the holidays from my weekly webinars, we have put together some of our "Greatest Hits." This was a fun video with a lot of interaction and response that was originally broken down into two parts. We've combined the parts into one so you can enjoy the entire episode easily. I hope you find the information helpful and informati…
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RMD and Roth Conversion Rules to Know
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49:05
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49:05Roth conversions can be a powerful tax planning tool. Required Minimum Distributions (RMDs) have complex rules and significant penalties for failing to follow those rules. Converting your Traditional IRA to a Roth IRA when also taking your RMDs can be confusing and cause potential issues if done wrong. I’ll review the rules you should know about Ro…
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2024 Election Implications: Insights Into Tax Policy and Estate Planning With A Republican Majority
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42:50
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42:50Join Michael Merlin, Founder of Merlin Wealth Management, Tim Laffey, Head of Tax Policy and Research at Rockefeller Capital Management, and Jason Thompson, Head of Wealth Strategy at Rockefeller Capital Management, as they take a deep dive into tax policy and estate planning strategies knowing now that a Republican majority will be leading the gov…
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Roth Conversions and Annuities
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1:02:18
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1:02:18Both Roth conversion and the appropriate use of annuities can be powerful parts of your tax-efficient financial plan. However, there are critical items to pay attention to when you are considering converting your Traditional IRA annuity to a Roth IRA annuity. Be sure to tune in to learn the important details. Links Mentioned: https://www.federalreg…
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The Realities of Aging in America, w/ Bryan Adler, Esq, CELA
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59:39
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59:39By 2040, over 80 million Americans will be over the age of 65, and most will need some form of long-term care. Are we ready? Bryan and Mark will discuss the challenges and strengths of our long-term care system and how advocates are trying to improve care for America’s seniors. Be sure to tune in to learn the important details. Bryan Adler is a Cer…
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Do you Have a Roth 401(k)? Key Items to Know!
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52:33
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52:33Many people don’t know if they have a Roth 401(k) or other Roth retirement plan. If you do know that you have a Roth option, you may not be optimizing this powerful tool due to common misunderstandings or misconceptions. It’s important that you understand your options and how to take full advantage of your plan. Be sure to tune in to learn the impo…
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How and When to Pay Tax on Your Roth Conversion
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46:28
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46:28Planning or completed your Roth conversion for this year? Do you know when and how to pay the tax owed on that conversion? I’ll discuss the details in this week’s video. Be sure to tune in to learn the important details. Schedule time with Mark for a no cost, complimentary consultation here: https://attleborowealth.com/discovery/ or email: question…
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5 Crucial Questions to Ask BEFORE You File for Social Security
1:07:55
1:07:55
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1:07:55One of the top three questions I hear is “when should I start collecting my Social Security benefits?” Join me and nationally recognized Social Security planning expert Heather Schreiber, as we explore the questions and information needed to help you answer this important question. Be sure to tune in to learn the important details. Heather is a lea…
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Nick Sonnenberg On How Efficiency Can Change Your Business
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35:02
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35:02Would you like to get one day a week back in efficiency gains? Noted efficiency expert, Nick Sonnenberg, CEO of Leverage, talks about his CPR Framework and how it is saving businesses time and money. This material was prepared by Rockefeller Capital Management. The views expressed of the host and guests in this episode are as of a particular point …
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Roth Conversion Breakeven Point and Opportunity Cost
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35:58
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35:58Roth conversions are one of the most valuable tools we have in tax-efficient planning. Two questions I receive time and time again are “what is the breakeven point of a Roth conversion?” and "what about the opportunity cost of a Roth conversion?” These are both great questions, and we will explore the answers in this episode. Schedule time with Mar…
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Investments and The Markets w/ Special Guest Thomas Balis, CFA®
1:06:33
1:06:33
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1:06:33What is the state of the investment markets? What may happen before, and after, the upcoming Presidential Election? What other investment related issues should you be paying attention to? Join Thomas Balis, CFA® and Mark as they discuss these questions, investments and the markets. Be sure to tune in to learn the important details. Three Pillars of…
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Important Year-End Planning Tips
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48:29
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48:29I know that summer is not yet over, but it is time to start working on Year-End Planning. In this episode I’ll share some important tips and practices to help you stay ahead of the game. Schedule time with Mark for a no cost, complimentary consultation here: https://attleborowealth.com/discovery/ or email: [email protected]. Visit our w…
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The #1 Retirement Planning Mistake
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46:04
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46:04In my 20 plus years of helping people with their retirement planning, I have identified the #1 mistake that most individuals AND financial planners make. Tune in to learn more. Schedule time with Mark for a no cost, complimentary consultation here: https://attleborowealth.com/discovery/ or email: [email protected]. Visit our website: ht…
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How to Choose the Right Life Insurance Policy for Your Retirement w/ David McKnight
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56:26
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56:26Join me and my Special Guest, Best Selling Author David McKnight, for our discussion about the critical items that must be considered when placing a life insurance policy in your retirement plan. Be sure to tune in to learn the important details. Schedule time with Mark for a no cost, complimentary consultation here: https://attleborowealth.com/dis…
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[REPLAY] S4, Episode 31: Jon Appino- The First 5 Commandments of Employment Contracts
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20:57
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20:57Today, we are going to focus on physician employment contracts and chat with Jon Appino, the CEO of Contract Diagnostics. As a matter of fact, this is Jon's SECOND time on the show. This interview was recorded all the way back 2 years ago in the summer of 2016--- it inspired the contracts section of The Young Physician's Guide to Money & Life. Jon …
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Is Life Insurance Right for Your Retirement Plan?
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54:54
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54:54In this episode, we delve into the crucial question: Is life insurance an appropriate tool for retirement planning? Join us as we explore the various types of life insurance, their benefits, and how life insurance may impact your financial security during retirement. Be sure to tune in to learn the important details. Schedule time with Mark for a n…
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[REPLAY] S4, Episode 30: The Young Physicians Guide to Money and Life - Background on the making of the book
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22:48
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22:48Welcome back to the latest episode of the Freedom Formula for Physician's podcast. This week we will be discussing my new book: The Young Physicians Guide to Money and Life. We will discuss the trials and tribulations that were involved while writing this book. Also, find out why this book was almost not released to the public. Please enjoy this ch…
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[REPLAY] S4, Episode 29: The Wealth Formula with Buck Joffrey
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42:42
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42:42Our next guest is a surgeon turned serial entrepreneur, asset manager, and podcaster. He finished his surgical training in 2008. Since then, he has started multiple seven and eight-figure businesses and has amassed a substantial portfolio of investments in the real estate, energy, internet, and health sectors. He is also a financial educator. He is…
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Market Correction? Do This Now!
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47:30
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47:30Continuing with our What to Do Now! series, this week we are looking at what you should do when you are experiencing, or concerned about, a Market Correction. What things should you be doing NOW to prepare? Be sure to tune in to learn the important details. In each webinar I discuss recent headlines, IRA and retirement issues from the Ed Slott Grou…
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[REPLAY] S4, Episode 28: Another Perspective on Land Flipping with Seth Williams, The RE Tipster
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52:31
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52:31More than a few times, you may have heard about my latest adventures inland flipping, but don't take my word for it... In this podcast, I welcome the one and only RE Tipster aka Seth Williams. This ruggedly handsome fella has been in the biz of real estate and land flipping over the last decade and his approach is in some ways very similar to mine,…
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Just 1 Year From Retirement? Do This NOW!
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55:27
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55:27Schedule time with Mark for a no cost, complimentary consultation here: https://attleborowealth.com/discovery/ or email: [email protected]. Continuing with our What to Do Now! series, this week we are looking at what you should do when you are just 1 year from retirement. What things should you be doing NOW to prepare? Be sure to tune i…
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[REPLAY] S4, Episode 27: Top 5 Podcasts of 2017- #1 The Tax Deductions I Didn‘t Know [With Craig Cody]
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32:55This June we are focusing our attention on the Top 5 Podcasts that we had in 2017. They are a great mix of topics from real estate, taxes, and the ever-popular side hustle. Here are the notes and resources from this MOST popular episode EVER: Have you been wondering- how the heck can I pay less in taxes? If you have been grappling with this questio…
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Is the Glass Still Half Full? A Discussion of What’s Ahead in 2H24 and Beyond
53:13
53:13
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53:13With everything going on around the world and here at home, it was a shock to many that the U.S. equity market and economy still exhibited such strength in the first half of 2024. What does the rest of the year have in store? Listen to our latest podcast episode, where MWM Head of Asset Management, Adam Compton, and I have a lively conversation abo…
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[REPLAY] S4, Episode 26: Top 5 Podcasts of 2017- #2 The Top 5 Podcasts for Doctors in 2017
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25:50
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25:50This June we are focusing our attention on the Top 5 Podcasts that we had in 2017. They are a great mix of topics from real estate, taxes, and the ever-popular side hustle. In this podcast, Dave Denniston talks about the Top 5 Podcasts for Physicians. In this podcast you will: The first podcast learns about Nii Darko and how he has taken his tough …
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2 Years From Retirement? Do This NOW!
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49:54
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49:54Continuing with our What to Do Now! series, this week we are looking at what you should do when you are just 2 years from retirement. What things should you be doing NOW to prepare? Be sure to tune in to learn the important details. Videos mentioned: IRMAA Surcharge Brackets: https://youtu.be/VdAGPqQt7Io 55 Years Old? Do This NOW!: https://youtu.be…
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[REPLAY] S4, Episode 25: Top 5 Podcasts of 2017- #3 How To Acquire a Private Practice and Real Estate In One Easy Transaction (And The Pitfalls to Avoid)
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59:39
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59:39This June we are focusing our attention on the Top 5 Podcasts that we had in 2017. They are a great mix of topics from real estate, taxes, and the ever-popular side hustle. Here are the notes and resources from this episode: In these podcasts, we’ve interviewed experts of all kinds- debt, burnout, real estate, and taxes. I thought, hey it’s about t…
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07/10/24 - 5 Years From Retirement? Do This Now!
1:09:30
1:09:30
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1:09:30Continuing with our What to Do Now! series, this week we are looking at what you should do when you are 5 years from retirement. What things should you be doing NOW to prepare? Be sure to tune in to learn the important details. Videos mentioned: 2024 IRMAA Surcharge Brackets: https://youtu.be/VdAGPqQt7Io Assembling Your Retirement Team: https://you…
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[REPLAY] S4, Episode 24: Top 5 Podcasts of 2017- #4 The Complete Guide to Taking The Road Less Traveled [Physician Fireside Chat] with Dr. Michelle Mudge-Riley of Physicians Helping Physicians
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51:21This June we are focusing our attention on the Top 5 Podcasts that we had in 2017. They are a great mix of topics from real estate, taxes, and the ever-popular side hustle. Here are the notes and resources from this episode: Welcome back to our monthly fireside chat with a physician to get to know their journey, their joys, and their struggles with…
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06/26/24 - When NOT to Convert to a Roth IRA
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57:07
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57:07I've often said that the Roth conversion is one of the best tools we have for tax-efficient planning. HOWEVER, there are times when it does not make sense to convert your Traditional IRA to a Roth IRA. Be sure to tune in to learn the important details. Schedule time with Mark for a no cost, complimentary consultation here: https://attleborowealth.c…
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