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The Mortgage Calculator Mortgage Loan Officer Training Series covers an in depth training for new and experienced MLOs on different loan types. Our program features live demos to not only structure a loan, but also the specific setup of a loan file in an LOS system such as Encompass. Both new and experienced Loan Officers and Mortgage Brokers can learn new tips and tricks for loans, new loan products, non traditional mortgage programs and much more! For more info visit https://themortgagecal ...
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Interviews with successful loan originators, team members, branch managers and others with great ideas THAT WORK to share to help us all nurture and develop a success mindset. This is a show for Mortgage Industry pros looking to build a successful team. Irene brings almost 3 decades of experience in the industry to you and your team through this weekly podcast. Subscribe today and share with colleagues who would find value!
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Welcome to the Loan Officer Sales Training podcast with The Mortgage Calculator, where we equip you with the strategies and techniques needed to skyrocket your sales production in the competitive world of lending. Whether you're a seasoned loan officer or just starting your career, this podcast is your go-to resource for mastering the art of lead generation, effective calls, and follow-up strategies that drive results. Here's a glimpse of what you can expect: 1. Lead Generation Mastery: Disc ...
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show series
 
Welcome to another episode of Loan Officer Training! In this installment, we tackle the dynamic world of short-term rental property loans. With the rise of platforms like Airbnb and VRBO, short-term rentals have become a lucrative investment strategy. However, structuring loans for these properties presents unique challenges and opportunities. Join…
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In this insightful episode of "Loan Officer Sales Training," we dive deep into the crucial phases of closing and post-closing sales. Join us as we explore strategies and best practices for ensuring a smooth closing process, maintaining client satisfaction, and leveraging post-closing opportunities to enhance long-term relationships and generate ref…
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Welcome to another insightful episode of Loan Officer Training! In this episode, we dive deep into the intricacies of structuring BRRRR real estate loans. BRRRR, which stands for Buy, Rehab, Rent, Refinance, Repeat, is a popular strategy among real estate investors looking to maximize their returns with minimal capital. Join our expert host as they…
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Welcome to Loan Officer Training, where we equip you with the knowledge and skills to excel in the ever-evolving world of lending. In this episode, we unravel the intricacies of structuring loans for borrowers with Individual Taxpayer Identification Numbers (ITINs). Join our seasoned host and expert guest, a distinguished loan officer with a wealth…
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In this episode of "Loan Officer Training," we unravel the intricacies of structuring Freddie Mac Home Possible loans tailored specifically for first-time homebuyers. Equipping loan officers with a comprehensive understanding of the Home Possible program is essential for guiding clients through the path to homeownership. Join us as we navigate the …
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In this installment of "Loan Officer Training," we delve into the intricacies of structuring Fannie Mae HomeReady loans tailored for first-time homebuyers. Understanding the nuances of HomeReady loans is essential for loan officers aiming to assist clients in achieving their dream of homeownership. Join us as we dissect the key components of Fannie…
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In this episode of "Loan Officer Training," we dive into the intricacies of structuring loans for foreign national borrowers. Serving international clients presents unique challenges and opportunities for loan officers, requiring a deep understanding of regulatory requirements, documentation processes, and risk management strategies. Join us as we …
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In this episode of "Loan Officers Sales Training," we delve into the crucial aspect of marketing yourself effectively as a loan officer. With the competitive landscape of the mortgage industry, standing out is paramount, and your personal brand plays a significant role in attracting clients and growing your business. Join us as we explore actionabl…
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Welcome back to "Loan Officer Training," where we equip you with the tools to navigate the ever-changing landscape of lending. In this episode, we dive deep into the intricate world of interest-rate fluctuations. Interest rates are the lifeblood of lending, influencing everything from mortgage rates to business loans. As a loan officer, understandi…
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Welcome to "Loan Officer Training," where we equip you with the knowledge and skills to excel in the dynamic world of lending. In this episode, we dive deep into the intricacies of structuring a manufactured home loan. Manufactured homes offer an affordable housing solution for many individuals and families. However, financing these homes can prese…
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In this episode of "Loan Officer Training," we delve into the essential skill of deciphering a title commitment. Understanding the intricacies of this critical document is paramount for any loan officer navigating the complex landscape of real estate transactions. Join us as we break down the components of a title commitment, from deciphering legal…
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In this compelling episode of "Loan Officer Sales Training," we tackle one of the most common challenges faced by mortgage professionals: competing with lower interest rates offered by competitors. Join our host, a seasoned loan officer with a knack for staying ahead of the game, as they dissect strategies to effectively address this issue head-on.…
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In the fifth installment of "Loan Officer Success Stories," we continue our journey of inspiration and empowerment by showcasing the triumphs of loan officers who have achieved remarkable success in the mortgage industry. Join our host as they share captivating narratives and insightful interviews with individuals who have overcome obstacles, seize…
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Welcome to "Loan Officer Training," your comprehensive guide to navigating the complexities of mortgage lending. In this episode, we'll be discussing the essential steps to structure a Freddie Mac CHOICE Renovation Loan. Join us as we delve into the intricacies of this specialized loan product, designed to finance the purchase of a home along with …
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Welcome to "Loan Officer Training," your go-to podcast for mastering the intricacies of mortgage lending. In this episode, we're diving into the process of calculating non-QM (Non-Qualified Mortgage) self-employed income using Profit & Loss statements. Join us as we explore the specific techniques and documentation required to accurately assess the…
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In this dynamic episode of "Loan Officer Sales Training," we dive deep into the art and science of closing more loans in the competitive mortgage industry. Join our host, an experienced loan officer and sales guru, as they unravel the key strategies and techniques essential for increasing your loan closing rate. Explore proven methods for building …
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Welcome to "Loan Officer Training"! In this episode, titled "How to Calculate REO Rental Income on a 1003," we delve into the nuances of assessing rental income from Real Estate Owned (REO) properties on a 1003 loan application. Hosted by experts, this episode is essential for loan officers seeking to accurately evaluate rental income for mortgage …
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In this episode of "Loan Officer Sales Training," we delve into the often underestimated art of follow-up and its profound impact on your success in the mortgage industry. Join our host, seasoned loan officer and sales expert, as they uncover the strategies and techniques that can transform a simple inquiry into a closed deal. Discover why follow-u…
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In this episode of "Loan Officer Sales Training," we explore the invaluable resource of your sphere of influence and how to leverage it effectively to grow your lending business. Join us as we discuss the significance of nurturing relationships within your sphere, including friends, family, colleagues, and past clients. Learn how to cultivate trust…
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In this episode of "Loan Officer Sales Training," we delve into the essential trait of confidence and how it can elevate your effectiveness as a salesperson in the lending industry. Join us as we explore practical strategies and mindset shifts to help you cultivate and maintain confidence in your sales role. We'll discuss techniques for overcoming …
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Welcome to "Loan Officer Training," your go-to resource for mastering the intricacies of mortgage lending. In this episode, we're diving into the essential process of structuring a Fannie Mae Homestyle Renovation Loan. Join us as we explore the steps involved in structuring this specialized loan product designed to finance both the purchase of a ho…
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In this episode of "Loan Officer Sales Training," we dive into the world of social media selling and explore effective strategies for loan officers looking to leverage these platforms to grow their business. Join us as we unpack the nuances of selling on social media, from identifying your target audience to crafting engaging content that drives co…
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Welcome to "Loan Officer Training," your comprehensive resource for mastering the complexities of mortgage lending. In this episode, we're delving into the essential process of structuring an FHA 203K renovation loan. Join us as we break down the steps involved in structuring this specialized loan product designed for financing both the purchase of…
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In this episode of "Loan Officer Sales Training," we tackle one of the most crucial aspects of building a successful career in lending: client retention. Keeping clients satisfied and loyal is essential for long-term success, and in this episode, we'll explore proven strategies to help you do just that. Join us as we discuss the importance of foste…
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In this episode of "Loan Officer Sales Training," we delve into a powerful concept that can revolutionize your approach to building and maintaining client relationships: the Flywheel Concept. Just as a flywheel gains momentum with each rotation, your business can gain momentum with each positive interaction and transaction. Join us as we explore ho…
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In this exciting episode, I have the pleasure of hosting the incredible Valerie Saunders for a chat. We delve into the inner workings of the National Association of Mortgage Brokers, Valerie gives us an insider's perspective, sharing her experiences and insights with warmth and candor. We discuss the mission of NAMB, its impact on the industry, and…
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Welcome to "Mastering Text Communication for Loan Officers," a pivotal addition to our Loan Officer Sales Training series. In today's digital age, text messaging has become a fundamental tool for loan officers to communicate with clients efficiently and effectively. This podcast is your guide to leveraging text communication to enhance client relat…
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Welcome to "Loan Officer Training," your trusted resource for mastering the intricacies of mortgage lending. In this episode, we're tackling the calculation of non-QM (Non-Qualified Mortgage) self-employed income using Real Estate Investment (REI) rental income. Join us as we explore the specific methods and documentation required to accurately ass…
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Welcome to "How to Manage Clients' Expectations," a crucial installment in our Loan Officer Sales Training series. In the world of lending, understanding and effectively managing clients' expectations can make or break a deal. Join us as we dive deep into the strategies, techniques, and insights necessary to navigate this critical aspect of client …
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Welcome to "Loan Officer Training," your premier destination for mastering the intricacies of mortgage lending. In this episode, we're focusing on the method of calculating non-QM (Non-Qualified Mortgage) self-employed income through asset utilization. Join us as we delve into the specific techniques and documentation required to accurately assess …
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Unlock the power of reciprocation in your loan officer journey! In this episode of "Loan Officer Sales Training," we delve into the art of using reciprocation to build stronger relationships, win clients, and close deals effectively. Join us as we explore proven strategies, real-life examples, and actionable tips to leverage reciprocation in your s…
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In the fast-paced world of mortgage lending, maintaining motivation is key to success. Join us on Loan Officer Sales Training as we delve into the art of staying motivated as a loan officer. In this episode, we explore effective strategies and techniques to keep your spirits high and your productivity soaring. From setting meaningful goals to culti…
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In this episode, we’ve got a fantastic episode for you! My guest is the amazing Michelle Berman, who's been doing wonders helping mortgage officers and real estate agents grow their brands using Instagram. We sit down and dive into Michelle's courses, where she shares her secret sauce on how to leverage the power of Instagram to its fullest. Michel…
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In this episode of "Loan Officer Sales Training," we explore the dynamic landscape of the mortgage industry and the importance of embracing change. Hosted by Kyle Hiersche, this episode offers valuable insights and practical strategies for loan officers seeking to adapt and thrive in an ever-evolving market. Join us as we discuss the key drivers of…
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In this episode, we dive into the art of follow-up calls and unveil proven strategies for loan officers to maximize their effectiveness. Hosted by Kyle Hiersche, this engaging discussion explores the importance of follow-up calls in nurturing client relationships and driving loan conversions. Join us as we uncover the secrets to crafting compelling…
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Welcome to "Loan Officer Training," your ultimate resource for mastering the nuances of mortgage lending. In this episode, we tackle the intricacies of calculating non-QM (Non-Qualified Mortgage) self-employed income using bank statements. Join us as we delve into the specific methods and documentation required to accurately assess the income of se…
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In this episode, we delve into the art of building successful partnerships with realtors to enhance your advertising efforts as a loan officer. Hosted by Kyle Hiersche, this insightful discussion explores effective strategies for leveraging the expertise of real estate professionals to amplify your marketing campaigns. Join us as we uncover the ben…
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Welcome to "Loan Officer Training," where we delve into the intricacies of mortgage lending. In this episode, we tackle the essential topic of calculating income for self-employed borrowers, according to guidelines set by Fannie Mae and Freddie Mac. Join us as we explore the specific methods and documentation required to accurately assess the incom…
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Welcome to another enlightening episode of "Loan Episodes Sales Training"! In this installment, we're diving deep into the world of event utilization for loan officers. Hosted by Kyle Hiersche, this episode is your ultimate guide to leveraging events as a strategic tool to boost your lending business. Join us as we uncover the untapped potential of…
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Join us on "Loan Officer Sales Training" for an insightful episode on email marketing strategies tailored specifically for loan officers. Hosted by Kyle Hiersche, this episode dives deep into the world of email marketing and its effectiveness in the lending industry. Tune in as we explore proven strategies for building targeted email lists, craftin…
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Welcome everyone to another exciting episode of Loan Officer Team Training! Today, we're thrilled to have the insightful Kevin Brierton with us. In this episode, Kevin shares his wealth of knowledge on overcoming obstacles in the loan industry. In the end, it’s about more than mortgage though, it’s all about personal growth. So grab your notepads, …
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In this episode of "Loan Officer Sales Training," we explore the dynamic landscape of the mortgage industry and the importance of embracing change. Hosted by Kyle Hiersche, this episode offers valuable insights and practical strategies for loan officers seeking to adapt and thrive in an ever-evolving market. Join us as we discuss the key drivers of…
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Join us for an enlightening episode of "Loan Officer Sales Training" as we delve into the world of mortgage products. Hosted by Kyle Hiersche, this episode serves as a comprehensive guide to help loan officers and borrowers alike understand the various mortgage options available in today's market. Tune in as we break down the different types of mor…
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In this episode of "Loan Officer Sales Training," we tackle a common challenge faced by many professionals: the fear of making phone calls. Hosted by Kyle Hiersche, this episode provides practical strategies and techniques to help loan officers overcome call anxiety and excel in their sales efforts. Join us as we delve into the root causes of call …
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Welcome to "Loan Officer Training," where we delve into the essential skills and knowledge needed to excel in the lending industry. In this episode titled "How to Clear Corporation Document Conditions (Articles of Incorporation, Certificate of Good Standing)," we'll explore the crucial steps involved in ensuring that corporation documents meet the …
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In this episode, we delve into the essential topic of bringing value to the marketplace. Hosted by Kyle Hiersche, this episode explores actionable strategies for professionals seeking to stand out and thrive in today's competitive landscape. Join us as we discuss the importance of understanding market needs, identifying opportunities for innovation…
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In this episode of "Loan Officer Team Training," I have a super exciting chat with Luke from Angel AI. We dive deep into the incredible world of data and how it's transforming the mortgage industry and beyond. Luke shares the story behind Angel AI and how it is helping us serve our customers and clients better through the power of data. We also dis…
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In this episode of "Loan Officers Sales Training," we're diving deep into the world of commercial lending with a focus on effective prospecting techniques. Whether you're a seasoned loan officer or new to the commercial lending arena, mastering the art of prospecting is essential for success. Join us as we explore a range of strategies designed to …
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Welcome to another enlightening episode of the "Loan Officer Training" podcast series. In this episode, we delve into the intricacies of structuring HELOC Combo Loans, offering invaluable insights for loan officers navigating the complexities of home equity lending. Join us as we explore the strategies and best practices for effectively structuring…
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Welcome to "Loan Officers Sales Training"! In this insightful episode, titled "How to Prospect For 2nd Mortgages," we delve into the strategies and tactics essential for identifying and engaging potential clients seeking second mortgage solutions. Join us as we explore a range of effective prospecting methods tailored to the unique needs and prefer…
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