This is the podcast version of The Financial Beat Radio Show with Logan Sadler. Listen each week for financial education and a financial advisor's perspective on the ever-changing retirement planning landscape. Logan Sadler is the Vice President and Chief Investment Officer at Ruggieri Financial, serving Southern California with offices in Hemet and Redlands. Contact www.ruggierifinancial.com or 951-652-1544 if you have any questions for Logan and the team.
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More Americans are turning 65 this year than at any time in history. According to the Census Bureau, about 4.4 million Americans will hit the milestone this year; that’s about 12,000 per day. Let’s talk about the current retirement planning landscape as these aging Baby Boomers hit this traditional retirement age... Contact Information: Website: ht…
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Psychologists have determined that retirement is the 10th most stressful event that you can experience in life. The events on the list that are considered more stressful include things like the death of a spouse, divorce, and going to jail. Let’s look at the ways to proactively deal with stress in retirement... Contact Information: Website: http://…
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There are plenty of obvious questions about retirement planning that everybody knows they should be asking. But what about the important questions that aren’t being asked? Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Retirement Planning with Dorothy Parker
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Dorothy Parker was a writer in the first half of the 20th century who was well-known for her wit and wisecracks. And with just a little bit of creativity, we can turn some of her quotes into good financial advice... Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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When it comes to retirement planning, it only takes one area where you planned poorly to ruin your entire plan. Let’s talk about how a good retirement plan addresses each of these potential pitfalls… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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In today's conversation, we'll share what we're talking about when we say "lazy money." Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Anytime someone asks “when should I start my Social Security” the answer is always “well, it depends.” But depends on what? Let’s explore some of the variables… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Delayed gratification is a difficult skill to master and that’s just as true with financial matters as it is the other areas of your life. Let’s talk about some instances where you might be faced with a choice of being satisfied now or satisfied later… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526…
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There are many people who reach "retirement age" and don't want to retire, while others are eager to retire as soon as possible but may not be financially ready. Let’s explore how Logan helps individuals navigate both of these scenarios... Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526…
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Today, we thought we'd have a little fun with a financial planning multiple-choice quiz. What do you believe is the right answer? Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Questions You Didn’t Know to Ask
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Lots of people have questions about their retirement. But most people should be asking other questions that they don’t know to ask… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Almost everyone has made investment mistakes at some point. Let's talk about how to bounce back from them and avoid them in the future. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Logan has worked with individuals who have lost their spouse and come to him seeking reassurance about their financial stability. Listen as he discusses some of the challenges he often sees people face in these situations. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526…
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Spouses don’t always agree on financial issues. Let’s talk about some common conflicts… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Financial Planning with Ernest Hemingway
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What can we learn about financial planning from these quotes from Ernest Hemingway? Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Winning a gold medal would be nice, but let’s be honest, winning ANY medal is pretty impressive. Heck, just being in the Olympics at all is an incredible accomplishment. It’s no different with retirement. You can have really happy golden years without actually winning the retirement gold medal. Let’s break down the different levels of financial acc…
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The Financial Planning Olympics
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It’s not an annual tradition here on the show…more like an every-four-years tradition. Let’s see what we can learn about financial planning from some of the events taking place in the Summer Olympics… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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There are many types of personalities out there when it comes to financial matters, and most of our listeners will fit into one of the classifications that we’ll discuss in today's show... Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Calvin & Hobbes was a comic strip full of wisdom about life. But many of the things Calvin said could also be woven into financial wisdom if you have the right perspective… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Financial Planning with Grandma
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Even if she wasn’t actually talking about money, Grandma said a lot of smart things that we can apply to financial planning. Let’s take some of these classic Grandma sayings and see how they relate to our financial lives… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526…
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Anyone in the healthcare profession will be quick to tell you about the vital importance of preventative care. But most people simply don’t engage with the healthcare industry until they have some kind of pain that needs to be addressed. And we’ve found the same to be true with the way that people treat financial advisors. Let’s talk about some of …
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Financial Planning with Charles Barkley
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Charles Barkley is one of the most quotable living Americans, and many of his quips can easily be turned into financial wisdom… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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A fun game that sometimes gets played in college economics classes is the game of “What If…” where students are given a scenario which may or may not be realistic. Their job is to think through all of the potential financial and economic consequences of that scenario unfolding. Let's play this game together today! Contact Information: Website: http…
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Financial Planning with Mark Twain
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What can we learn about money by exploring some quotes from the great Mark Twain? Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Rookie Investing Mistakes & Retirement Baseball
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In today's conversation, we'll cover some of the common investing mistakes that we see people make (It’s not just rookies making the mistakes!) Then, we'll see what can we learn about retirement planning from the game of baseball, answer some mailbag questions, and more. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823…
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If most of your savings are in tax-deferred accounts like 401Ks and IRAs, you have a tax time bomb on your hands. Let’s assess some strategies that can be used to diffuse the time bomb, or at least keep it from getting worse. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526…
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Graduating into Retirement
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It’s graduation season, with a whole new batch of college and high school graduates entering the world. Let’s look at some of the similarities between graduating from school and shifting into retirement… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Financial Planning at the Kentucky Derby
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What can we learn about retirement planning from the big horse race at Churchill Downs? Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Important Retirement Planning Questions: How Much Do You Know?
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How well do you know the answers to some of the most important retirement planning questions? If you don’t know the answer to the majority of these questions, there’s a good chance that you have some work to do… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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The conventional wisdom is that you can’t put toothpaste back in the tube. That is to say, once the deed is done, there’s no taking it back. And there are many decisions in retirement planning that can’t be undone, so you want to make sure that you make the right call. Explain why these decisions are so important and can’t be undone… Contact Inform…
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Retirement Planning with Ben Franklin
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Logan sheds light on what we can learn about financial planning through famous Ben Franklin quotes. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Retirement Planning Statistics
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Join Logan and Ron as they explore some legitimate reasons for leaving your financial advisor. Then, they'll look at some of the latest national financial planning statistics. As they run through those numbers, Logan will share his perspective as a financial advisor. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-752…
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Practical Strategies for Retirees Against Scams & Fraud
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Americans have lost more than $3.1 billion to various forms of fraud in the last 12 months. Let’s discuss some of the common scams that we see and how you can protect yourself against them. We'll also chat about overcoming financial planning procrastination in this show. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823…
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Does Logan Agree or Disagree with Common Financial Assumptions?
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On this episode, we'll find out if Logan agrees or disagrees with some common financial planning and retirement assumptions. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Divorce can be a difficult process. Let's take a look at some common financial mistakes that can happen during a divorce. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Presidential Financial Planning
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In honor of President's Day, we'll examine some famous presidential quotes and see what financial lessons we can learn from them. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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With retirement planning, there are variables outside of your control. We'll focus in on what you can control with your finances, to make sure you don't get in your own way. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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We'll examine some common financial jargon, and translate it into plain English. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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The Key Ages Of Retirement Planning
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There are aspects of your retirement plan that become relevant once you hit a certain age. We'll examine the key ages to plan your finances around. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Oftentimes, the voice of greed can lead you astray in your investing life. We'll teach you how to recognize this voice and how to ignore it. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Navigating the rules and best practices for a 401(k) can be tricky. We'll give you some ideas to consider as you invest into your 401(k). Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Financial Christmas Movie Characters
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We're still celebrating the holidays by watching Christmas movies and seeing what financial analogies we can draw with some popular characters. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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The Ultimate Retirement Planning Mixtape
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We'll bust out some tunes, and see how they can soundtrack your retirement plan. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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With football season in full swing, let's see what plays you should be running once you are in the financial red zone. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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'Tis the season! Let's see what financial lessons we can learn from some popular Christmas carols. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Climbing The Financial Mountain
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We'll analyze how retirement planning is similar to climbing up and down a steep mountain. Make sure that you can reach the peak in retirement! Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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Financial Lessons From Thanksgiving
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With Thanksgiving approaching, we'll see what parallels we can draw between holiday traditions and financial planning. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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What can we learn about retirement planning from browsing the cereal aisle at the grocery store? Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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As we come up on the holiday season, let's take a look at how you can maximize the benefits of charitable giving. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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With Halloween just around the corner, let's see what financial lessons we can make out of some popular kinds of Halloween candy. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
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