Cele mai bune Michael The Mortgage Guy podcast-uri (2025)

1
🎙 Podcast Episode: The Truth About Mortgage Fees - Why Every Lender is Different and Mortgage Brokers Are Better! 🏠💬 2:57

20h ago2:57

2:57

Are you baffled by the maze of mortgage fees and why every lender seems to charge differently? In this episode, we’re peeling back the curtain to reveal the truth about mortgage costs. Learn how lenders determine their fees, why they vary so much, and how working with a mortgage broker can save you time, money, and stress. Discover how brokers, lik…

1
In 2025: Sacrifices Homebuyers Are Willing To Make 2:39

21h ago2:39

2:39

Podcast Description: In the shifting housing market of 2025, homebuyers are making bold sacrifices to achieve their dreams of homeownership. In this episode, we dive deep into the lengths people are willing to go—from cutting back on everyday luxuries to rethinking major life plans—all to afford a home in today’s competitive landscape. Whether you'…

1
Home Inspections 101: Protect Yourself BEFORE You Buy! 1:33

21h ago1:33

1:33

Buying a home is one of the biggest investments you’ll ever make, and skipping a home inspection could cost you thousands—or worse, leave you with a house full of regrets. In this episode, Home Inspections 101: Protect Yourself BEFORE You Buy!, we break down everything you need to know about the home inspection process. From uncovering hidden issue…

1
From The Barracks To A New Home: Money Savings Tips! 4:38

1d ago4:38

4:38

Ready to leave the barracks behind and finally have a place to call your own? In this episode, we’re diving deep into practical, no-nonsense money-saving strategies to help active-duty service members prepare for homeownership. Having spent 11 years in the Navy—9 of those in barracks or onboard ships—I understand exactly how it feels to dream of yo…

1
Busting 30 Mortgage Myths: The Truth About Home Loans 5:27

1d ago5:27

5:27

🎙️ Busting 30 Mortgage Myths: What You Need to Know Before You Buy 🎙️ Are you falling for the most common mortgage myths? In this episode, we’re breaking down 30 of the biggest misconceptions that could be holding you back from owning your dream home. From VA loan myths to credit score misunderstandings, we’re exposing the truth behind the myths th…

1
Understanding Your Mortgage Payment - Mastering PITI 3:19

4d ago3:19

3:19

Ever wondered where your monthly mortgage payment really goes? In this episode, we dive deep into the four pillars that make up PITI—Principal, Interest, Taxes, and Insurance. Learn how each component plays a critical role in protecting your home, your finances, and your peace of mind. From understanding why the bulk of your payment goes toward int…

1
10 Hidden Costs of Homeownership 3:56

5d ago3:56

3:56

Buying a home is exciting, but are you ready for the costs that catch most buyers off guard? In this episode, we’re peeling back the curtain on the hidden expenses of owning a home—from property taxes and maintenance to HOA fees and beyond. If you're budgeting for your dream home, this is the reality check you need to stay ahead of surprises and se…

1
🎙️ How to Get Pre-Approved for a Mortgage Loan in Less Than 24 Hours! 🎙️ 3:50

5d ago3:50

3:50

Think getting pre-approved for a mortgage is a long, complicated process? Think again! In this episode, I’m giving you the inside scoop on how to fast-track your pre-approval in less than 24 hours. We’ll cover exactly what you need to gather, how to avoid common mistakes, and what lenders are looking for—so you can go from “thinking about buying” t…

1
🎙️ How Lenders Determine Your Credit Score 🎙️ 3:30

5d ago3:30

3:30

Your credit score is one of the most important factors when applying for a mortgage, but do you know how lenders actually determine it? In this episode, we’ll break down the ins and outs of credit scoring and reveal what lenders are really looking at when it comes to your credit report. We’ll discuss the key factors that impact your score, the diff…

1
Top 12 Benefits of Mortgage Pre-Approval: How To Gain An Edge In Today's Market 4:40

5d ago4:40

4:40

In today’s competitive real estate market, mortgage pre-approval isn’t just a suggestion—it’s a game-changer. In this episode, we dive deep into the top 12 benefits of getting pre-approved for a mortgage and why it can give you a serious edge when buying a home. From helping you set a realistic budget to making you a more attractive buyer in the ey…

1
Unlock the Secrets: How Lenders REALLY Determine Your Interest Rate! 3:35

5d ago3:35

3:35

Ever wonder how lenders decide what interest rate to offer you? The process might seem mysterious, but we’re pulling back the curtain in this episode to reveal the truth! Get ready to unlock the secrets behind the most important factor in your mortgage journey: your interest rate. In this episode, we break down the key factors lenders use to determ…

1
14 Emotional Traps to Avoid When Homebuying!!! 5:51

5d ago5:51

5:51

Homebuying is a huge milestone, but it can also stir up a whirlwind of emotions that may cloud your judgment. In this episode, we dive deep into the 14 most common emotional traps buyers fall into, and more importantly, how you can avoid them. From letting excitement dictate your budget to rushing into decisions without enough information, these em…

1
👀Should You Hire A Real Estate Agent to Buy or Sell A Home???🤷‍♀️ 4:26

5d ago4:26

4:26

Buying or selling a home is one of the biggest decisions you’ll ever make, but is hiring a real estate agent really necessary? In this episode, we’ll explore the pros and cons of working with an agent versus going it alone in today’s market. We’ll break down how a top-tier real estate agent can help you navigate the complex process, from pricing an…

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1
Michael the Mortgage Guy - Michael Clover - NMLS #1883953

Michael the Mortgage Guy

1
🎙 Podcast Episode: The Truth About Mortgage Fees - Why Every Lender is Different and Mortgage Brokers Are Better! 🏠💬 2:57

1
In 2025: Sacrifices Homebuyers Are Willing To Make 2:39

1
Home Inspections 101: Protect Yourself BEFORE You Buy! 1:33

1
From The Barracks To A New Home: Money Savings Tips! 4:38

1
Busting 30 Mortgage Myths: The Truth About Home Loans 5:27

1
Understanding Your Mortgage Payment - Mastering PITI 3:19

1
10 Hidden Costs of Homeownership 3:56

1
🎙️ How to Get Pre-Approved for a Mortgage Loan in Less Than 24 Hours! 🎙️ 3:50

1
🎙️ How Lenders Determine Your Credit Score 🎙️ 3:30

1
Top 12 Benefits of Mortgage Pre-Approval: How To Gain An Edge In Today's Market 4:40

1
Unlock the Secrets: How Lenders REALLY Determine Your Interest Rate! 3:35

1
14 Emotional Traps to Avoid When Homebuying!!! 5:51

1
👀Should You Hire A Real Estate Agent to Buy or Sell A Home???🤷‍♀️ 4:26

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