Hey! This is Carol Dewey I’m excited to be bringing you Navigating an Abundant Retirement. This show is going to be your GPS to the principles to create a more worry-free retirement with less stress…... In this podcast you will: 1. Get crystal clear on your destination 2. Identify the biggest retirement obstacles retirees now must overcome 3. Gain new mindset to retiring abundantly 4. Have new solution to retiring abundantly AFTER THE EMBRAER 176 touched down at Chicago O’Hare, I put the dra ...
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Insulated from a Stock Market Retirement Lifestyle
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In this episode of Navigating Abundant Retirement Radio, host Carol Dewey explores the crucial topic of insulating your retirement from the unpredictable stock market. Through a compelling comparison of two retirees' lifestyles, Carol illustrates how a meticulously planned retirement lifestyle and legacy can provide peace of mind, financial securit…
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Flexible Protection for a Healthy Retirement
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Episode Summary: In this episode of Navigating an Abundant Retirement Radio, Carol dives into the importance of long-term care planning and flexible protection for a healthy retirement. She outlines common challenges retirees face and discusses strategies to ensure financial security without becoming a burden on family members. Key Takeaways: - Lon…
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Your Retirement Success Depends On Not Confusing These TWO CRITICAL Concepts
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Episode Summary: In this episode of Navigating an Abundant Retirement Radio, Carol Dewey discusses the critical differences between controllability and responsibility in retirement. She explores how the modern retiree must navigate the shift from government and employer-sponsored retirement models to a more personalized responsibility for retiremen…
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Taxes May Soon Rise - Here's What to Do
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Episode Summary: In this episode of Navigating Abundant Retirement Radio, Carol Dewey from Perpetual Wealth Financial dives into the implications of the Tax Cuts and Jobs Act of 2017 and its potential expiration at the end of 2025. Carol discusses the major tax changes introduced by the Act, including adjustments to tax brackets, the standard deduc…
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World's Richest Man (And Superstar Investor) Changed His Mind
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Episode Summary: In this episode of Navigating Abundant Retirement Radio, host Carol Dewey delves into the importance of having a comprehensive, integrated wealth plan that evolves with changing circumstances and tax laws. She highlights the necessity of regular updates and strategic planning to maintain and grow wealth, sharing insights from Warre…
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Harnessing the Power of Social Security
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Episode Summary: In this episode of Navigating an Abundant Retirement Radio, Carol Dewey delves into the intricacies of maximizing your Social Security benefits. She covers essential strategies and key elements to help you harness the power of Social Security, ensuring a more financially secure retirement. Carol also explores spousal, ex-spousal, a…
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Achilles' Choice...And #1 Key to Successful Retirement
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Episode Summary: In this episode of Navigating an Abundant Retirement Radio, Carol Dewey discusses the concept of "Achilles choice" and reveals the number one key to a successful retirement. She emphasizes the importance of having a clear vision of the life you want to live in retirement and the legacy you want to leave. Carol shares insights on re…
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Episode Summary: In this episode of Navigating an Abundant Retirement Radio, host Carol Dewey from Perpetual Wealth Financial discusses the importance of rainy day protection and how to prepare for unexpected financial challenges, particularly in retirement. She delves into strategies like long-term care insurance, emergency funds, and common finan…
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The Final 3 Wealth Myths and Sage Advice from Socrates
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Episode Summary: In this episode of Navigating an Abundant Retirement Radio, Carol Dewey continues the discussion on the 12 little-known wealth myths, focusing on the final three myths and offering valuable insights and advice. Carol shares the inspiring story of Jim Rohn and his journey from losing his fortune to rebuilding it, emphasizing the imp…
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These 3 Wealth Myths That You May Have Missed May Be The Costliest…
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In this episode of Navigating an Abundant Retirement, host Carol Dewey continues the discussion on the 12 little-known wealth myths. In part two, Carol explores myths seven through nine, shedding light on how these misconceptions can negatively impact retirement planning. She emphasizes the importance of understanding these myths to avoid costly mi…
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In this episode of Navigating an Abundant Retirement Radio, Carol Dewey discusses the first six myths out of twelve that can affect your retirement planning. She explores common misconceptions about wealth and retirement, illustrating how these myths can impact your financial security and freedom. Carol shares personal stories and real-world exampl…
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What the 2024 Elections Means for Your Finances
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In this episode of Navigating an Abundant Retirement Radio, host Carol Dewey delves into the potential impact of the 2024 presidential election on finances. Drawing on data and historical trends, Carol addresses common concerns and misconceptions about how election outcomes may affect investment portfolios and retirement plans. While acknowledging …
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U.S. Millionaires Top Financial Concerns
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Episode Summary: On this episode of Navigating an Abundant Retirement Radio, host Carol Dewey delves into the intricate financial concerns faced by many, including millionaires. In the Retire Abundantly series debut, she explores the evolving landscape of financial security amidst economic, financial, and political shifts, offering insights and str…
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Is a Roth Conversion Right for You?
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In this episode of "Navigating an Abundant Retirement," host Carol Dewey dives into the crucial topic of Roth conversions. Join us as we explore whether a Roth conversion is the right financial move for your retirement strategy. Don't miss this episode of "Navigating an Abundant Retirement" if you're looking to make informed decisions about Roth co…
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Today's Economy, Tomorrow's Retirement
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In this episode of Navigating Abundant Retirement radio. Carol Dewey talks about how TODAY’S ECONOMY MIGHT IMPACT YOUR RETIREMENT. If you’re retired (or close to it), you might feel overwhelmed hearing about all the things that could affect the retirement you’ve worked so hard for. So in this show, Carol will discuss how you can take charge of your…
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How Taxes Can Kill Your Retirement Dreams
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In this episode of "Navigating Abundant Retirement," your host, Carol Dewey, delves into the critical topic of how taxes can impact your retirement dreams. She challenges common misconceptions and invites you to ponder the following pivotal question: "How Taxes Can Impact Your Retirement Dreams: The Power of When" Carol explores the timing and stra…
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Navigating Abundant Retirement with Carol Dewey
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In this episode, Carol Dewey discusses the importance of estate planning for a secure retirement. She shares her own experience after her mother's passing, highlighting the value of having affairs in order. Carol emphasizes the significance of addressing estate planning to alleviate stress during emotional times. Carol also features Barry Haimo of …
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Discover How Business Owners Invest for Guaranteed Growth and Generational Wealth
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Welcome back to Navigating an Abundant Retirement Radio. This week, Carol discusses how business owners invest for guaranteed growth and generational wealth. This podcast episode is for business owners who insist that their money and investments empower them — not rob them or hold them back. Main Points: Investing in Yourself and Your Business: Bus…
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Importance of Comprehensive Financial Planning for Our Golden Years
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In this episode, Carol Dewey interviews Soli Rodriguez, an Estate Planning Attorney with expertise in Estate Planning, Probate, Business, and Real Estate Law. Soli is a bilingual attorney, fluent in both Spanish and English, and holds licenses in Puerto Rico and Florida, including admission to the Southern District Court of Florida. In this insight…
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Artificial Intelligence and Investment Insights Moving Forward
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In this episode, Carol explores the impact of artificial intelligence (AI) on investment insights. Here are the key takeaways: AI Defined: AI refers to computer systems that mimic human intelligence by analyzing large datasets to solve problems. Narrow AI vs. General AI: Narrow AI focuses on specific tasks and provides singular answers based on pas…
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The Debt Ceiling Investment Insights
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In this episode of Navigating an Abundant Retirement Radio, host Carol Dewey discusses the debt ceiling, upcoming deadlines, and investment insights. Understanding the debt ceiling is important, and Carol aims to provide a better understanding of it and share thoughts on how to navigate the situation. The Debt Ceiling: What is it? The debt ceiling …
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Regrets, I've Had a Few: 7 Common Financial Regrets (and How to Avoid Them)
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Key Takeaways: A recent study reveals seven financial decisions older investors regret not making to better prepare for the future. Being aware of these regrets can help us avoid similar decisions today that may impact our financial security later in life. Many of these regrets center around retirement and the need for more savings due to longer li…
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Common 401k Rollover Mistakes and How to Avoid Them
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Welcome back to Navigating an Abundant Retirement Radio! This week, we'll be talking about the common mistakes that people make when rolling over their 401(k) and how to avoid them. You probably have at least one traditional retirement account, such as a 401(k), 403(b), or IRA. The tax treatment of traditional retirement accounts is the key differe…
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Centralized Banking Control - The Potential Consequence of a Federal Digital Currency
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In this episode, Carol delves into the risks and benefits of a federal digital currency, particularly the issue of centralized government control of banks. Carol starts by defining the problem at hand and outlining the effects that a federal digital currency could bring, including government surveillance of purchases, real-time tracking of payments…
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Is Your Money Safe - The Silicon Valley Fallout
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In this podcast episode, the Carol discusses the recent failure of Silicon Valley Bank and whether people's money is safe in banks and insurance companies. Carol mentions that if you have less than $250,000 in your bank account, you have nothing to worry about because the US government insures the first $250,000 in eligible accounts. However, many …
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On this episode of Navigating an Abundant Retirement Radio, host Carol Dewey shares her passion for legacy planning and how it goes beyond just leaving assets behind. She tells the story of her family's legacy, including the success and eventual downfall of her great, great, great grandfather's print and book binding business. Carol emphasizes the …
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Welcome back to Navigating an Abundant Retirement Radio. This week we are going to talk about economic conditions, why I believe the 60/40 portfolio is dead, and what you can do to be in a better position to take advantage of times like what we are experiencing today. Mentioned in this Episode Perspective on US Government Debt 73% Inflation in Turk…
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The Biggest COLA Increase Since 1981
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Welcome back to Navigating an Abundant Retirement Radio. As the sun sets on your career and every day is about to become Saturday, you will be faced with issues such as: how to effectively take required minimum distributions (RMDs) from your traditional IRA or 401(k), when to start taking Social Security, how Social Security payments are taxed, whe…
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How To Repair Bear Market Damage and Deal With Market Risk
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Welcome back to Navigating an Abundant Retirement Radio. This week you will find out why Carol is so fired up, how to repair bear market damage, and deal with market risk. Mentioned in this Episode Tax arbitrager Fixed Annuity Fixed-Period immediate income annuity Lifetime income annuity Favorite Quotes "Money is an extension of people’s energy, th…
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Institutions Americans Depend On Are Going To Let Them Down in Dramatic Fashion
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Welcome back to Navigating an Abundant Retirement Radio. This week we will cover the recession and what it means as well as why Carol believes the institutions Americans depend on, such as the government, Wall Street, and the banks, will let them down dramatically. Mentioned in this Episode Social Security Benefits Lose 40% of Buying Power Cost of …
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9 Common Money Mistakes Entrepreneurs Make and The Cure for Investment FOMO
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Welcome back to Navigating an Abundant Retirement Radio. This week we are going to cover the 9 common money mistakes entrepreneurs make and then follow-up the discussion with the cure for investment FOMO Entrepreneurs are smart, creative, caring, and passionate. They are some of the most innovative minds and interesting people to talk with. And som…
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What Wall Street Doesn't Want YOU To Know
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This week Carol discusses investment questions investors should ask and what Wall Street doesn’t want you to know.: Financial and political power congregates on Wall Street… it’s the epicenter of the American financial universe and the subject of many movies about the ruthless and the rich. Few people question why Wall Street holds the purse string…
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Understanding the Truth About Our Economic System
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In the last couple of episodes, Carol covered the 7 Principles of Prosperity as the organizing principles of Prosperity Economics that guide our products, strategies, and decisions. She also mentioned that they can also act as an “opportunity filter” to help us find new ways of thinking and greater money mastery. Also, she discussed a couple of exa…
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7 Principles of Prosperity Acting as an Opportunity Filter
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This week Carol continues the discussion on personal finances and the application of the 7 core Principles that guide those practicing Prosperity Economics and what it looks like when you use them… We use the 7 Principles of Prosperity – along with a lot of testing on calculators and real-world case studies - to guide our financial decisions. Pract…
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7 Principles of Prosperity Economics
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This week Carol continues the discussion on personal finances. This is Part 3 of this series and today she will cover the 7 core Principles that guide those practicing Prosperity Economics and what it looks like when you use them… We use the 7 Principles of Prosperity – along with a lot of testing on calculators and real-world case studies - to gui…
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This week Carol continues the discussion on personal finances. This is part 2 of the 5-part series where she addresses the financial problems where lack of automation and simplification combined with inflation equals decimation. We've been conditioned to be skeptical towards the financial choices that actually make MORE sense, but not to question t…
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The Truth About Personal Finances
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This week Carol wraps up our celebration of Economic Independence Month by discussing the truth about personal finances! This will be the first of a 5-part series where she will introduce the concept of Prosperity Economics. In This Episode 2:05 - Your ideas about retirement 2:28 - 87 is the new 65 7:38 - Numbers around retirement flat out just don…
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What separates the wealthy from the working class? In this episode, Carol explores several HABITS that affluent people have in common. How do the wealthy get that way? What determines your level of wealth and success—is it luck, education, or the size of your inheritance? Tune in as Carol looks into how your daily routine as well as your money habi…
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Your Cash from Scratch Guide to Creating Income
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2020 is over and the majority of the world has opened up again, yet many people are realizing that there’s more to life than a job they dislike. After record-high unemployment rates a couple of years ago, more people are seeking jobs that feel fulfilling. After all, times of crisis are also times of great opportunity! In This Episode 1:51 - Step 1:…
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Life, Liberty and The Pursuit of Happiness
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Happy 4th of July Holiday Weekend to Everyone! In this episode, Carol would want to kick off our celebration of Economic Independence Month (July) and help you beat this recession and fight high inflation with 15 ways you can create cash flow. At Perpetual Wealth Financial and Secure Horizons Agency, we believe everyone should build the life they l…
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Understanding the Benefits of Risk Pooling and Longevity Credits
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Welcome back to Navigating an Abundant Retirement Radio. This week, Carol shifts the discussion regarding the Map to Economic Independence to the Distribution Dilemma. Her discussions regarding economic independence are where we have enough recurring revenue, also known as cash flow, to cover our basic expenses. So far, her discussions have revolve…
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Bulletproof Wealth: Four Keys to Economic Self-Reliance
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Welcome to the sixth episode of the Navigating an Abundant Retirement Podcast. This week we are going to continue our discussion regarding the Map to Economic Independence. This week we will be talking about Bulletproofing Wealth and the Four Keys to Economic Self-Reliance as well as provide 3 ways you can create cash flow using crypto currencies. …
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This week Carol addresses inflation. Inflation is the gradual rise in prices and decline in purchasing power of your dollars over time. Inflation is at its highest level in 40 years. Tune in as Carol touches on inflation after years of it being a non-issue. Let's listen and find the meaning and the cost of inflation to you. In This Episode 1:33 - I…
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The Map to Economic Independence Part 4: Cash Flow
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In this last part of the four part series, Carol continues to talk about The Map to Economic Independence, we will gain clarity about the single most important part of mapping out your path to economic independence or the state of having enough cash flow to cover your expenses. As people begin to gain momentum and success, those distractions, disgu…
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The Map to Economic Independence Part 3: Wealth Architecture Blueprint
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Most people create a blueprint of their house to gain a bigger picture view, see what's possible, and understand what they need to do in order to have a solid structure. The same is true for financial life. Having a blueprint for your financial plan is essential for attaining economic freedom. It serves as a comprehensive plan that covers all aspec…
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The Map to Economic Independence Part 2: The Road to Real Wealth
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Traditional retirement planning techniques that worked well in the past are no longer effective, and many people are finding themselves unprepared for retirement. People are living longer, so their retirement savings goals do not match their actual needs. How can individuals take control of their own retirement planning and find new ways to save fo…
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The Map to Economic Independence Part 1: Chart Your Course
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Traditional retirement planning techniques that worked well in the past are no longer effective, and many people are finding themselves unprepared for retirement. People are living longer, so their retirement savings goals do not match their actual needs. How can individuals take control of their own retirement planning and find new ways to save fo…
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Navigating an Abundant Retirement
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Are you ready to navigate your way to an abundant retirement? In this trailer episode, Carol Dewey offers some insider tips on navigating your way to a fruitful retirement. Her passion for helping people cope with this new season of their lives started with her own experience at the airport. Find out about that encounter that forever changed her li…
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