Welcome to the Keys and Credit Podcast, where we unlock the doors to your real estate dreams! Join Brian Winkler, an experienced loan officer with Pursuit Lending Group, and Ethan Rebuck, a top-notch real estate agent with Cutler Real Estate, as they dive
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Welcome to The Credit Podcast, where knowledge about credit happens.
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Movie reviews, discussions, and previews.
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The AFSA Extra Credit Podcast is a quick take on the consumer credit industry from the professionals who work in it every day.
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Welcome to my thoughts on current events
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Just two normal dudes with bad credit bringing you that Nashville, Tennessee perspective on the events and happenings of the world. No fake news here. We the real deal. Come chill with us. All are welcome. This ain't your gramma's podcast, but it may be your grandson's podcast. Listen Notes Support this podcast: https://podcasters.spotify.com/pod/show/bad-credit/support
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The Partial Credit Podcast
Jesse Lubinsky, Jeffrey Heil, Donnie Piercey - Education Podcast Network
Partial Credit is the podcast that brings together education, pop-culture, and shenanigans! Your hosts, Jeffery Heil, Donnie Piercey, and Jesse Lubinsky, span 3 generations and they've got you covered coast to coast. Sit back, relax, and earn your partial credit.
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The Post-Credit Podcast -- hosted by Eric Italiano (Senior Writer, BroBible.com) and Cade Onder (Gaming Writer, ComicBook.com) -- takes a look both backward and forward at everything from the Marvel Cinematic Universe to Netflix miniseries, from summer blockbusters to underrated streaming hits, and everything in between. Support this podcast: https://podcasters.spotify.com/pod/show/postcredpod/support
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Welcome to Glow Girl Credit Podcast. The podcast that lights up your financial future and empowers you to take control of your credit journey! Join us as we dive into the world of credit empowerment, providing you with the knowledge, tools, and inspiration to achieve financial success. Hosted by Tash Allen a credit enthusiasts, Glow Girl Credit is your go-to resource for all things credit-related. Whether you're just starting to build your credit, working to repair a less-than-perfect score, ...
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Latest podcasts from The Credit Pros.
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Each Tax Credit Tuesday, the Novogradac audio broadcast offers an in-depth weekly look at tax credit topics. A new episode is posted here and on the RSS Feed by 1 p.m. Pacific Time every Tuesday.
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"Filmschnitt ist gar nicht so kompliziert!". In dieser Reihe beschäftigen wir uns mit diversen Schnittgenres. In Gesprächen mit Filmeditoren erfahren wir, was den Schnitt in ihrem Bereich ausmacht, wundern uns über Unterschiede und entdecken Gemeinsamkeiten. Egal ob es dabei um den Schnitt eines News-Stücks geht, um einen Youtube-Beitrag, einen Spielfilm oder ein Hochzeitsvideo. Lernt diese Schnittgenres gemeinsam mit uns kennen. Mehr Informationen zu den einzelnen Folgen unter www.credittot ...
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Discussions with local guests about movies and filmmaking. We’ll talk about local films, theatres, festivals, and the impact of film here in Waterloo Region. We’ll chat with local experts on broader themes like technology, art, and the cultural impact of movies. But mostly we’ll just spend time with great people, talking about something we love.
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We serve hope to current and aspiring credit union leaders by providing solutions to your leadership challenges. If you’re a credit union leader seeking to grow your business, tune in to this podcast. ServiStar Consulting’s Mike Neill, Taylor Murray, and Scott Albrecht draw on their extensive experience of working with countless credit unions to provide valuable insights and lessons.
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This podcast is aimed to help credit union leaders and marketers think outside of the box about marketing, technology and community impact. Each episode we bring on guests from inside and outside of the industry who will challenge your preconceptions about business as usual.
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Sarah Black, Lucy Watkin and Gemma Bastiani interview the biggest names across the AFLW landscape and discuss all the latest news in the official AFLW podcast.
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In this podcast, you will learn about the Best credit card information.
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In this Podcast you will know about best deals and offer credit cards
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Welcome to the first episode of the GrindWise Podcast, featuring Brent and Erle from TJ Corporate Credit and Try Turing🚀 In this episode, we dive deep into the world of business credit-and uncover what it really means: 💡 Business credit isn't just a corporate card or a card with your business name on it. It's a separate credit system, completely free from your personal assets.
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Welcome to The CU Strategy Podcast, a podcast designed especially for Credit Union leaders. Our goal is to bring you the latest resources for your membership. Whether your credit union has ten thousand or ten million members, we think you’ll find our conversations valuable.
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In this podcast you will get to know about best credit cards rewards and offer credit cards in india.
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Personal and business credit tips, tactics, and advice from Joe Chavarria, CEO of The Credit Agents.
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Climate Change
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In this podcast you will get full information about credit cards rewards, cashback etc. By Chatur Sharma.
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Hi, I am Samayra a credit card podcaster. Through my podcast I strive to provide information that will help my audience to make right decision regarding credit card
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Welcome to Rupinder's Credit Card Podcast. Our podcast is based on credit cards and our mission is to spread information about credit cards. Get any kind of information about any credit card. you can also ask questions in the comment section.
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In this podcast you will get full information about deals and offers.
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My name is Deepali berry, and I make podcasts. Through my podcast show, I want to educate my listeners about credit cards.
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Hi, I am Rummi a credit card podcaster. Through my podcast I strive to provide information that will help my audience to make right decision regarding credit card
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Hi, I am Vivan Rana a credit card podcaster. Through my podcast I strive to provide information that will help my audience to make right decision regarding credit card
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Avadian is the only financial service provider that will go out of its way every day to value you as a person, to make you feel delight.
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Hi, I am Simran a credit card podcaster. Through my podcast I strive to provide information that will help my audience to make right decision regarding credit card
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Hi, I am Deepshikha a Podcast creator. I am here to help my audience gain knowledge of Credit cards through my Podcast show.
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Our mission is to give people credit card information. Our aim is to spread awareness about credit cards. if you have any doubts regarding any credit card then you can a leave message we will give you a proper response.
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Welcome to Lucas Hood's podcast world. I will provide you with every single information of about all credit cards. I daily submit new podcasts regarding credit cards. If you want to suggest to me which credit card topic should I post a podcast you can leave a message in the comments.
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Our Podcast is based on Credit Cards for every single piece of information. our aim is to spread awareness about credit cards. if you have any doubts regarding any credit card then you can a leave message we will give you a proper respond.
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Sonu here, and I write about money. I've worked in this industry for many years, and I know a lot about credit cards and other financial matters. I aim to aid people in better comprehending credit cards and how they impact their financial situation. In the comments section, feel free to ask any questions you may have concerning credit cards. I'm committed to providing people with enlightening knowledge and guidance so they may make informed financial decisions.
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Greetings, I'm Shivansh. At cardinsider, I write professionally about finances. I have several years of experience in this sector. I currently have a lot of expertise in this area. You can post a question in the comments area if you have any queries about any credit card. I want to raise people's knowledge of credit cards.
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Greetings, I'm Raja. At cardinsider, I write professionally about finances. I have several years of experience in this sector. I currently have a lot of expertise in this area. You can post a question in the comments area if you have any queries about any credit card. I want to raise people's knowledge of credit cards.
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Join two adult men who have nothing better to do as they take a deep dive into the opening and end credits of their favorite and not-so-favorite movies and TV shows.
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Hi, I am Palak Garg a credit card podcaster. Through my podcast I strive to provide information that will help my audience to make right decision regarding credit card.
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In this podcast, we discuss the best credit cards in India and their benefits, rewards points, etc. We also offer tips on how to use them and get the most value out of them. So whether you are looking for your very first credit card or are just looking to switch to a new one, this podcast channel is for you!
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Our mission is to help you understand the benefits and features of credit cards, so you can make the most informed choices about which card is right for you. We'll provide information on topics like rewards programs, travel benefits, and cash back offers, as well as tips on how to use your credit card to its fullest potential. Whether you're a seasoned credit card user or just starting out, we've got the information you need to make the smartest choices for your wallet.
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“Extra Credit,” S&P Global Ratings’ U.S. public finance podcast, delivers a mobile overview of trends, rating actions, and credit commentary on the week's most pressing municipal market issues.
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Hosted by dubious twitter identity Former Legend and colourful racing identity SidPunts, Full Credit to the Boys is a Sydney based sports podcast where opinions, dick jokes and school boy humour are at Olympic standards.
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The Credit and Collections Podcast is a podcast hosted by Wade Bekesi from Mercantile CPA. The podcast is about discovering and sharing insights with credit and financial professionals from around Australia. The discussion will focus on the individuals experience in the credit industry, memorable experiences and who the person is behind their profession.
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Mid-Credit Minute - The Give and Take with Conway Fraser
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When you love movies as much as Conway Fraser dies, it seems downright cruel to ask him to pick just one he feels he inherited from the past and just one to leave to the future. But we didn't claim we weren't cruel, so we asked him anyway. What did he pick for the Give and Take? Listen and find out - their classics and probably not ones you'd expec…
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Boletín de agosto - Los profesionales del crédito - Los profesionales del crédito
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Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.De către The Credit Pros
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¿Cuánto tiempo permanecen los pagos atrasados en su informe de crédito?
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Los pagos atrasados permanecen en el informe de crédito por 7 años, pero el impacto disminuye con el tiempo. Es crucial realizar pagos a tiempo, ya que los pagos tardíos pueden afectar gravemente el puntaje crediticio. Hay maneras de manejar los pagos atrasados, incluida la disputa de errores y el pago inmediato dentro de los 30 días. Los servicios…
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How You Are Hurting Your Credit Score
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Your credit score may suffer due to unreviewed credit reports, forgotten accounts like utilities, unused credit cards with undetected fraud, high credit utilization ratio, or avoiding credit use altogether. Regularly checking your credit report, closing old accounts, monitoring all card statements, managing credit balances, and responsibly using cr…
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Credit Freeze Vs. Credit Lock: Protecting Credit Profile
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This article discusses the differences between credit freezes and credit locks, their purposes, how to implement them, and which might be the best choice for protecting your credit profile. It covers the basics of each method, their key differences, similarities, and exemptions, and provides guidance on making the right choice for your credit prote…
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Cómo reducir su tasa de utilización de crédito
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La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
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Credit Cards 101: Part 2 - Debt Payoff Strategies
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Credit card debt can damage credit scores, even with on-time payments. Paying off debt in one go is often unrealistic, but strategies like balance transfers, consolidation loans, and the 'Totem Pole' method can help manage and reduce debt, potentially boosting credit scores.De către The Credit Pros
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3 Best Ways To Delete Collection Accounts
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To mitigate the negative impact of collection accounts on credit scores, individuals can attempt to delete such accounts. Three methods include disputing inaccuracies, seeking goodwill removal, or negotiating deletion upon payment. It's important to understand the credit scoring model used by lenders, as newer models may ignore paid collections. Ho…
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Subsidized Loans - A Comprehensive Guide In 2023
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Subsidized loans are federal loans for undergraduates with financial need, where the government covers the interest during school and a grace period. They differ from unsubsidized loans, which are available to all students but accrue interest immediately. Subsidized loans have borrowing limits and are not available to graduate students. They offer …
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Navigating Credit: Credit Report Vs. Credit Score Explained
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A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contribute…
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August Newsletter - The Credit Pros - The Credit Pros
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The article provides insights on credit repair and management, suggesting quick sign-up for credit repair services, and discusses the impact of closing credit cards and the usefulness of retail store cards for credit health. It also introduces UltraFICO, a new credit score model.De către The Credit Pros
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How Credit Scores Are Built & Improved - Part Four
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Understanding FICO credit scores is crucial for financial success. Scores are based on 5 categories, with 'Mix of Credit' and 'New Credit' each contributing 10%. A diverse mix of credit, including installment and revolving accounts, suggests lower risk to lenders. Closed accounts, both positive and negative, can impact one's credit score for up to …
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Credit Bureaus Settlement: Consumer Assistance Plan Overview
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Credit reporting errors can severely impact individuals' lives, leading to numerous complaints against credit bureaus and their data furnishers. The National Consumer Assistance Plan (NCAP) emerged from a multi-state settlement to enforce changes favoring consumers, such as providing an additional free credit report upon successful disputes, updati…
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How To Handle Working From Home - The Credit Pros
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Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
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Se revelan los rasgos comunes de las personas con puntajes crediticios altos
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Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.De către The Credit Pros
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Understanding Credit Scores: Length Of Credit History
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The 'Length of Credit History' accounts for 15% of your FICO credit score, emphasizing the age of your accounts and the average age of all accounts on your report. The authorized user strategy can help improve this by being added to an older, healthy account, but there are risks involved, such as the potential negative impact of a high utilization …
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The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…
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How To Handle Credit Card Debt Problems - 2022
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Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
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Datos de tendencias: los profesionales del crédito
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Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
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Ahorre dinero con préstamos para estudiantes: dos formas sencillas
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Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
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New Year's Resolution: Improve Your Credit Score
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To improve your credit score in 2016, check your free annual credit report, pay bills on time, manage credit cards wisely by paying off debt and not closing unused accounts, and spend within your means to keep credit utilization low.De către The Credit Pros
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Cómo aumentar el puntaje crediticio (RÁPIDO y con cronogramas) - The CreditPros
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Para mejorar el puntaje crediticio rápidamente, es clave abrir cuentas nuevas, pagar deudas, monitorear y disputar errores en informes de crédito, y aumentar límites de crédito. Estrategias específicas dependen del objetivo de puntos a aumentar y el tiempo disponible, con acciones como pagar facturas a tiempo y gestionar la utilización de crédito. …
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¿Qué significa la crisis del coronavirus para sus finanzas? - Los profesionales del crédito
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La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
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Role Of Credit Bureaus In The United States - 6 Key Roles
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Credit bureaus in the U.S. are vital for assessing creditworthiness, with Equifax, Experian, and TransUnion being the top three. They collect financial data to calculate credit scores and furnish reports for loan decisions. The Fair Credit Reporting Act regulates their operations to protect consumer data. Credit Bureaus also play a role in promotin…
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¿Cómo funciona una línea de crédito sobre el valor de la vivienda (HELOC)? - Los profesionales del crédito
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Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
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Does Checking Credit Scores Lower It? 2023 Easy Guide
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Checking your credit score does not lower it, but there are two types of credit inquiries: soft and hard. Soft inquiries, like checking your own credit score, do not affect it, while hard inquiries, typically done by lenders when you apply for credit, can lower your score slightly. It's recommended to check your credit score annually for free and t…
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550 puntajes de crédito: todo lo que necesita saber: TheCreditpros
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Un puntaje de crédito de 550 es bajo y afecta la capacidad para obtener préstamos. Mejorar este puntaje implica revisar el informe de crédito, pagar a tiempo, mantener baja la utilización del crédito y no abrir nuevas cuentas innecesariamente. Es posible obtener préstamos y tarjetas de crédito aseguradas con un puntaje de 550, aunque con condicione…
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Rebuilding Credit After Divorce - Effective Ways
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Divorce can severely impact your credit due to joint accounts, increased expenses, and potential identity theft. Protecting your credit involves separating joint debts by selling assets, refinancing, or paying off the debt yourself. Rebuilding credit after divorce includes checking your credit reports, disputing errors, and establishing individual …
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Damon Decrescenzo sobre el podcast del CEO de 7 figuras
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Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
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Diferencia entre tarjetas de cargo y tarjetas de crédito
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Las tarjetas de crédito ofrecen un saldo renovable con intereses por saldo no pagado, mientras que las tarjetas de cargo deben pagarse en su totalidad mensualmente sin intereses. Las tarjetas aseguradas requieren un depósito de garantía, a diferencia de las no aseguradas. Las tarjetas de cargo suelen ser para usuarios solventes o empresas y pueden …
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Prevent Identity Theft: Simple Computer Security Tips
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To protect against identity theft, be cautious with email links and files, use password managers, stay informed about data breaches, regularly check credit reports, and use resources like haveibeenpwned.com to see if your info has been compromised. Taking immediate action after a breach can further secure your identity.…
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Mala calificación crediticia: 5 factores fundamentales
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Una mala calificación crediticia puede ser el resultado de pagos atrasados, bancarrota, co-firmar préstamos, demasiadas solicitudes de crédito y no reportar errores en el informe crediticio. Estos factores pueden afectar gravemente la capacidad de obtener crédito favorable. Se puede mejorar el puntaje crediticio manteniendo un comportamiento de pag…
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Cómo recuperarse de una quiebra médica: los profesionales del crédito
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Recuperarse de una quiebra médica en EE.UU. es posible eligiendo el tipo correcto de quiebra, entendiendo que no es el final y reconstruyendo el crédito con tarjetas aseguradas.De către The Credit Pros
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5 Ways To Save More Money Shopping On Amazon
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Amazon offers various programs to help shoppers save money: Amazon Prime with multiple benefits, Amazon Outlet for clearance deals, Gold Box Deals for daily and lightning offers, Amazon Student for college student perks, and Amazon Mom for parents' discounts and coupons.De către The Credit Pros
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¿Qué es una línea de crédito? - Consejos útiles para LOC en 2023
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Una Línea de Crédito (LOC) es un préstamo flexible de un banco o cooperativa de crédito que permite retirar dinero hasta un límite máximo. Difiere de un préstamo tradicional y tiene varios tipos, como créditos personales y HELOCs. Se requiere un buen puntaje crediticio para calificar, y la gestión responsable incluye pagar a tiempo y no usarla como…
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La diferencia entre informes crediticios y puntaje crediticio
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Los informes crediticios contienen detalles de actividad crediticia y pagos, mientras que los puntajes crediticios son cálculos numéricos de riesgo crediticio basados en esos informes. Hay tres principales agencias de informes (Equifax, Experian, TransUnion), y aunque cada persona tiene derecho a informes crediticios gratuitos anualmente, los punta…
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CFPB demanda a Navient: impacto en los prestatarios de préstamos estudiantiles
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La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
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How Americans Save Money On Student Loans
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Americans can save money on student loans by applying for scholarships, utilizing federal, state, and school financial aid, and employing strategic loan tips such as paying down debt while in school, getting a cosigner for better interest rates, and exploring loan relief programs.De către The Credit Pros
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Facebook & LinkedIn Data Breaches: Identity Security
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Identity theft is a growing threat, particularly on social media platforms, costing millions to victims. Types of online identity theft include account takeover, card fraud, and more. Signs of theft include strange transactions and unrecognized accounts. Protecting yourself involves checking financial statements, monitoring credit reports, and usin…
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CFPB multa a Equifax y TransUnion
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La CFPB multó a Equifax y TransUnion por engañar a los consumidores al vender puntajes de crédito y por inscripciones automáticas en suscripciones pagas sin transparencia. La multa fue de $5.5 millones y $17.6 millones en restituciones. Los puntajes de crédito no son únicos y varían según la entidad y propósito. La CFPB protege los derechos de los …
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Reconstrucción del crédito después de la quiebra: los profesionales del crédito
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Reconstruir el crédito después de una quiebra implica verificar informes de crédito, disputar errores, y establecer nuevo crédito a través de tarjetas aseguradas, préstamos para generar crédito y cuentas de usuario autorizado. Es importante actuar con prudencia y evitar prácticas fraudulentas.De către The Credit Pros
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La guía rápida y sucia para su puntaje crediticio: The Credit Pros
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3:52
Su puntuación crediticia es una medida numérica de su solvencia, afectando las tasas de interés y las condiciones de préstamo. Se compone de historial de pagos, montos adeudados, mezcla de crédito, duración del historial crediticio y nuevo crédito. Las agencias de crédito ofrecen diferentes versiones de su puntaje. Para mejorar su crédito, consider…
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Guía para eliminar consultas difíciles: The Credit Pros
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3:07
El artículo explica los tipos de consultas de crédito, enfocándose en las consultas duras y cómo estas impactan el puntaje crediticio. Se detalla la diferencia entre consultas suaves y duras, el proceso para disputar errores o fraudes en las consultas duras, y la importancia de revisar regularmente los informes de crédito para mantener una buena sa…
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¿Debería cerrar su cuenta de tarjeta de crédito? - Los profesionales del crédito
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Cerrar una tarjeta de crédito puede aumentar la utilización del crédito y disminuir la antigüedad media de las cuentas, afectando negativamente el puntaje crediticio. Se puede considerar cerrar una tarjeta si no se puede controlar el gasto, por tarifas anuales altas, divorcio o fraude. Para cerrarla, canjee recompensas, pague el saldo, llame al emi…
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Servicio de reparación de mal crédito: 6 señales
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Los servicios de reparación de crédito malos pueden engañar a los consumidores con promesas falsas, cobros adelantados y eliminación de información precisa del reporte crediticio. Es importante reconocer estas señales de advertencia y saber que uno puede reparar su crédito por sí mismo. Si se enfrenta a un servicio fraudulento, es esencial contacta…
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The Impact Of Late Payments On Your Credit Score - The Credit Pros
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Late payments can significantly lower your credit score and have long-lasting effects, but there are strategies for prevention and recovery. Understanding credit scores, the consequences of late payments, and proactive measures are essential for maintaining financial health.De către The Credit Pros
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Préstamos a plazos: una guía definitiva 2022
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Los préstamos a plazos son una opción popular para financiar grandes compras, permitiendo pagos programados y pueden mejorar el puntaje crediticio. Existen dos tipos: garantizados y no garantizados. Los bancos y prestamistas ofrecen estos préstamos, pero se deben evitar prácticas depredadoras como los préstamos de día de pago. Un buen puntaje credi…
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Avoid These Mistakes: Prevent Credit Score Destruction
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Credit scores are crucial for financial health, and managing credit responsibly is key. Ignoring credit, making late payments, justifying debt, and refusing to pay disputed bills can all damage credit scores significantly.De către The Credit Pros
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Cómo eliminar la hipoteca después del divorcio
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Eliminar una hipoteca después de un divorcio requiere considerar quién se queda con la casa y el manejo de la responsabilidad del préstamo. Una sentencia de divorcio no afecta a los acreedores, por lo que el nombre de uno de los cónyuges puede necesitar ser eliminado de la hipoteca mediante refinanciación, venta de la casa, pago de la parte corresp…
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¿Qué se puede disputar en un informe crediticio? - Los profesionales del crédito
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Los consumidores tienen derecho a disputar cualquier información en sus informes de crédito según la FCRA. Esto incluye errores de información personal, saldos incorrectos, cuentas desconocidas, pagos atrasados inexactos y cualquier dato cuestionable. Es esencial ser proactivo al corregir errores para evitar daños financieros, y la CRA tiene 30 día…
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