I would like to welcome all public sector employees to my podcast series dedicated to Improving The Lives of Public Employees. Our Mission since 2008 ""Committed to improving the lives of public employees by providing access to financial solutions." Support this podcast: https://anchor.fm/jeff-roediger/support
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I would like to welcome all public sector employees to my podcast series dedicated to Improving The Lives of Public Employees. Our Mission since 2008 ""Committed to improving the lives of public employees by providing access to financial solutions." Support this podcast: https://podcasters.spotify.com/pod/show/jeff-roediger/support
…
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1
Chapter 10 of The Informed Fed, "Thrift Savings Plan (TSP) Modernization Act of 2017"
17:39
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In Chapter 10 of The Informed Fed, "Thrift Savings Plan (TSP) Modernization Act of 2017," Jeffrey Roediger and Bryant Stone explore the Act's transformative updates. These include allowing up to four partial withdrawals annually, removing the 30-day waiting period, enabling withdrawal from specific account types, and offering flexible payment sched…
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Chapter 9 of The Informed Fed, "Roth vs. Traditional TSP"
16:03
16:03
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16:03
In Chapter 9 of The Informed Fed, titled "Roth vs. Traditional TSP," Jeffrey Roediger and Bryant Stone break down the key differences between these two Thrift Savings Plan options for federal employees. They explain that Roth TSP contributions are taxed upfront but grow tax-free, while traditional TSP contributions are tax-deferred until withdrawal…
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Chapter 8 of The Informed Fed, "Maxing Your Retirement Income"
10:07
10:07
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In Chapter 8 of The Informed Fed, titled "Maxing Your Retirement Income," Jeffrey Roediger and Bryant Stone delve into strategies for optimizing federal retirement benefits. They discuss the crucial role of the 5% match in the Thrift Savings Plan (TSP) and offer insights on how to make the most of TSP allocations. Bryant underscores the impact of t…
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Interview with Jen Trowbridge of Trowbridge Retirement Strategies
11:03
11:03
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Jeff Roediger and Jen Trowbridge discuss the crucial topic of estate planning, with a special focus on women, who are often overlooked in this area. Listen in as they explore why it’s essential for women to have a comprehensive estate plan, including a healthcare and financial power of attorney. You'll also discover valuable resources to help you e…
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Chapter 7 of The Informed Fed, "Retirement Systems Explained"
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Bryant and Jeff explore the key details of retirement pension systems for federal employees, including CSRS, CSRS Offset, and FERS, in Chapter 7 of The Informed Fed, "Retirement Systems Explained." Bryant explains the key differences between these systems, while Jeffrey offers an in-depth look at FERS, underscoring the financial impact of buying ba…
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Chapter 6 of The Informed Fed, "All About You Health Benefits"
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15:28
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Jeff Roediger and Bryant Stone discuss the importance of planning ahead for federal employee benefits, particularly health insurance and retirement benefits in Chapter 6 of The Informed Fed, "All About Your Health Benefits." Understand the different options available, the tax implications of these benefits, and the consequences of failing to plan p…
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Chapter 6 of The Informed Fed, "All About Your Health Benefits"
15:28
15:28
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15:28
Jeff Roediger and Bryant Stone discuss the importance of planning ahead for federal employee benefits, particularly health insurance and retirement benefits in Chapter 6 of The Informed Fed, "All About Your Health." Understand the different options available, the tax implications of these benefits, and the consequences of failing to plan properly. …
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Chapter 5 of The Informed Fed, "Thrift Savings Plan (TSP)"
14:54
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14:54
Join financial experts Jeff Roediger and Bryant Stone as they explore Chapter 5 of The Informed Fed, "Thrift Savings Plan (TSP)" Learn about crucial TSP investment strategies and retirement planning tailored for federal employees, including mindset and motivation, tax implications, and common pitfalls to avoid. Discover the proactive approach neede…
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Chapter 4 of The Informed Fed, "Understanding FEGLI"
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15:41
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15:41
Chapter 4 description: Join Jeff Roediger and financial expert Bryant Stone as they review Chapter 4 of The Informed Fed, "Understanding FEGLI." This discussion explores federal employee benefits, focusing on group life insurance and retirement planning. Learn about FEGLI coverage, compare costs with private insurance, and discover retirement plann…
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Chapter 5 of The Informed Fed, "Thrift Savings Plan (TSP)
14:54
14:54
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14:54
Join financial experts Jeff Roediger and Bryant Stone as they explore Chapter 5 of The Informed Fed, "Thrift Savings Plan (TSP)" Learn about crucial TSP investment strategies and retirement planning tailored for federal employees, including mindset and motivation, tax implications, and common pitfalls to avoid. Discover the proactive approach neede…
…
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1
Chapter 4 of The Informed Fed, "Understanding FEGLI"
15:42
15:42
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15:42
Join Jeff Roediger and financial expert Bryant Stone as they review Chapter 4 of The Informed Fed, "Understanding FEGLI." This discussion explores federal employee benefits, focusing on group life insurance and retirement planning. Learn about FEGLI coverage, compare costs with private insurance, and discover retirement planning strategies tailored…
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Chapter 3 of The Informed Fed, "Earn While You Learn Philosophies"
12:12
12:12
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12:12
Join Jeff Roediger and financial expert Bryant Stone in their review of Chapter 3 of The Informed Fed, "Earn While You Learn Philosophies." Here they discuss the crucial role of mindset and motivation in the financial success of federal employees. This interview covers holistic financial planning, including retirement options and tax implications, …
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Chapter 3 of The Informed Fed, "Earn While You Learn Philosophies"
12:12
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12:12
Join Jeff Roediger and financial expert Bryant Stone in their review of Chapter 3 of The Informed Fed, "Earn While You Learn Philosophies." Here they discuss the crucial role of mindset and motivation in the financial success of federal employees. This interview covers holistic financial planning, including retirement options and tax implications, …
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1
Chapter 2 of The Informed Fed, “Taking a New Perspective on Learning”
13:25
13:25
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13:25
Join Jeff Roediger and financial expert Bryant Stone in a dynamic discussion on "Taking a New Perspective on Learning." This chapter explores personal finance for federal employees and the general public, focusing on educating federal workers about their benefits and tailoring financial planning to their unique needs. Explore the various retirement…
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Chapter 2 of The Informed Fed, “Taking a New Perspective on Learning”
13:25
13:25
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13:25
Join Jeff Roediger and financial expert Bryant Stone in a dynamic discussion on "Taking a New Perspective on Learning." This chapter explores personal finance for federal employees and the general public, focusing on educating federal workers about their benefits and tailoring financial planning to their unique needs. Explore the various retirement…
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1
Chapter 1 of The Informed Fed, "The Grass is Always Greener"
13:28
13:28
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13:28
Join Jeff Roediger's interview with Bryant Stone as they discuss how to simplify financial education and investing for federal employees, covering Chapter 1 of our book, "The Informed Fed." Gain key insights into benefits, retirement planning, and effective strategies tailored for federal workers. Unpack the complexities of federal employee benefit…
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Chapter 1 of The Informed Fed, "The Grass is Always Greener"
13:28
13:28
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13:28
Join Jeff Roediger's interview with Bryant Stone as they discuss how to simplify financial education and investing for federal employees, covering Chapter 1 of our book, "The Informed Fed." Gain key insights into benefits, retirement planning, and effective strategies tailored for federal workers. Unpack the complexities of federal employee benefit…
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1
Five Key Decisions -- Completing Will & Trust Documents Does Not Have To Be Complicated
18:18
18:18
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18:18
Join Host Jeff Roediger and Special Guest Butch Patrick as we discuss the five questions you need to answer before finalizing your Estate Plan (Will and Living Trust). "Everyone has an estate plan.... unless you implement your own it is called the "Government's Plan"" Regardless of how many assets you have, It is important to control your legacy. -…
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Five Key Decisions -- Completing Will & Trust Documents Does Not Have To Be Complicated
18:18
18:18
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18:18
Join Host Jeff Roediger and Special Guest Butch Patrick as we discuss the five questions you need to answer before finalizing your Estate Plan (Will and Living Trust). "Everyone has an estate plan.... unless you implement your own it is called the "Government's Plan"" Regardless of how many assets you have, It is important to control your legacy.…
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1
Why Understanding The Difference Between Investment & Income Planning is Vital to a Successful Retirement
8:34
8:34
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8:34
Join My Guest Financial Fiduciary Ken Orenstein and I as we discuss how to manage your investments with income planning to preserve wealth. Ken will share how he teaches his clients on how to structure their assets into three different types of holdings. Book a complimentary Session with Ken to get your retirement questions answered here: https://g…
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Why Understanding The Difference Between Investment & Income Planning is Vital to a Successful Retirement
8:34
8:34
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8:34
Join My Guest Financial Fiduciary Ken Orenstein and I as we discuss how to manage your investments with income planning to preserve wealth. Ken will share how he teaches his clients on how to structure their assets into three different types of holdings. Book a complimentary Session with Ken to get your retirement questions answered here: https://g…
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1
Key Decisions Florida Public Employees (FRS) Need to Consider Before Retiring
16:01
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16:01
Join Financial Fiduciary and Florida Retirement Specialist Ken Orenstein and Host Jeff Roediger as we discuss the important decisions Florida Public Employees Need to Make Before Retiring. Ken and his team can help you navigate The FRS System to make sure you are educated on all of the options and decisions that you will need to make before you set…
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1
Key Decisions Florida Public Employees (FRS) Need to Consider Before Retiring
15:48
15:48
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15:48
Join Financial Fiduciary and Florida Retirement Specialist Ken Orenstein and Host Jeff Roediger as we discuss the important decisions Florida Public Employees Need to Make Before Retiring. Ken and his team can help you navigate The FRS System to make sure you are educated on all of the options and decisions that you will need to make before you set…
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1
Five Important Decisions When Implementing Your Will and Trust with Fiduciary Ken Orenstein
17:39
17:39
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17:39
Join Host Jeff Roediger and Special Guest Financial Fiduciary Ken Orenstein as we discuss the five questions you need to answer before finalizing your Estate Plan (Will and Living Trust). "Everyone has an estate plan.... unless you implement your own it is called the "Government's Plan"" Regardless of how many assets you have, It is important to co…
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1
Five Important Decisions When Implementing Your Will and Trust with Fiduciary Ken Orenstein
17:23
17:23
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17:23
Join Host Jeff Roediger and Special Guest Financial Fiduciary Ken Orenstein as we discuss the five questions you need to answer before finalizing your Estate Plan (Will and Living Trust). "Everyone has an estate plan.... unless you implement your own it is called the "Government's Plan"" Regardless of how many assets you have, It is important to co…
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1
Why Everyone Needs an Estate Plan with Guest Host Erik Ranberg
13:24
13:24
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13:24
Join Host Jeff Roediger and Special Guest Financial Adviser and Former Marine Erik Ranberg whose financial practice focuses on Military Service Members, Veterans, DOD and Federal Employees as we discuss the importance of estate planning. Erik addresses this overlooked area of planning. Whose Plan Do You Want? The Government's Plan or Your Own Plan?…
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1
Why Everyone Needs an Estate Plan with Guest Host Erik Ranberg
13:11
13:11
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13:11
Join Host Jeff Roediger and Special Guest Financial Adviser and Former Marine Erik Ranberg whose financial practice focuses on Military Service Members, Veterans, DOD and Federal Employees as we discuss the importance of estate planning. Erik addresses this overlooked area of planning. Whose Plan Do You Want? The Government's Plan or Your Own Plan?…
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1
Kelly Fasterling - Chapter Seven - Life Insurance To Help You While You Are Living !!
11:54
11:54
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Join Host Jeff Roediger and Special Guest Financial Adviser, Kathy Fasterling as we discuss how Life Insurance can be used as a great living benefit. Kelly and I discuss these important topics: 1. Why you should "own" life insurance verses "renting" it. 2. Using Life Insurance Living Benefits to help cover long term care costs 3. Leveraging Life In…
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Kelly Fasterling - Chapter Seven - Life Insurance To Help You While You Are Living !!
14:42
14:42
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14:42
Join Host Jeff Roediger and Special Guest Financial Adviser, Kathy Fasterling as we discuss how Life Insurance can be used as a great living benefit. Kelly and I discuss these important topics: 1. Why you should "own" life insurance verses "renting" it. 2. Using Life Insurance Living Benefits to help cover long term care costs 3. Leveraging Life In…
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1
Why Everyone Needs an Estate Plan -- Especially Today...
13:44
13:44
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13:44
Join Jeff Roediger and Guest Host La'Mont Baxter, Financial Adviser and Government Employee Advocate, as we discuss this important and often overlooked area of Financial Planning. Whose Plan Do You Want? The Government's Plan or Your Own Plan? We Can Help. Sign Up For a 30 Day Trial Estate Planning For Everyone --- Support this podcast: https://pod…
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Why Everyone Needs an Estate Plan -- Especially Today...
13:31
13:31
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13:31
Join Jeff Roediger and Guest Host La'Mont Baxter, Financial Adviser and Government Employee Advocate, as we discuss this important and often overlooked area of Financial Planning. Whose Plan Do You Want? The Government's Plan or Your Own Plan? We Can Help. Sign Up For a 30 Day Trial Estate Planning For Everyone…
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Kelly Fasterling - Chapter Six - Long Term Care - Do You Need It?
11:45
11:45
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11:45
Join Jeff Roediger and Co- Host Kelly Fasterling as we discuss Long Term Care. It is very important to understand how it works and what your options are: - Do You Need It? If so, what is the best way to obtain it and fund it. - Should you consider The Federal Long Term Care (FLTCIP) ? - How to compare FLTCIP to Alternatives... - Can you afford to p…
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Kelly Fasterling - Chapter Six - Long Term Care - Do You Need It?
11:38
11:38
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11:38
Join Jeff Roediger and Co- Host Kelly Fasterling as we discuss Long Term Care. It is very important to understand how it works and what your options are: - Do You Need It? If so, what is the best way to obtain it and fund it. - Should you consider The Federal Long Term Care (FLTCIP) ? - How to compare FLTCIP to Alternatives... - Can you afford to p…
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Bryant Stone - Why It Is Important to Choose a Fiduciary When Searching For a Financial Professional
15:42
15:42
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15:42
Join Host Jeff Roediger and his Guest Financial Fiduciary Bryant Stone as they discuss this important term "fiduciary" and how it could impact you! Fiduciaries are obligated by law to act in your best interest as they manage your assets or money. Rather than operating out of self-interest (such as recommending insurance policies or investments in p…
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Bryant Stone - Why It Is Important to Choose a Fiduciary When Searching For a Financial Professional
15:37
15:37
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15:37
Join Host Jeff Roediger and his Guest Financial Fiduciary Bryant Stone as they discuss this important term "fiduciary" and how it could impact you! Fiduciaries are obligated by law to act in your best interest as they manage your assets or money. Rather than operating out of self-interest (such as recommending insurance policies or investments in p…
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Kelly Fasterling - Chapter Five - Why You Need To Review Your Fed Group Benefits Before Retiring
14:09
14:09
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14:09
Join Jeff Roediger and Financial Adviser Kelly Fasterling as we discuss the following in this Chapter: - Health Insurance - FEHB - There are a lot of options pre and post retirement. Here are some of the questions you need to be thinking about. Which Carrier? Is your Spouse (Significant Other) Eligible to Receive to Benefits? What will your cost be…
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Kelly Fasterling - Chapter Five - Why You Need To Review Your Fed Group Benefits Before Retiring
13:59
13:59
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13:59
Join Jeff Roediger and Financial Adviser Kelly Fasterling as we discuss the following in this Chapter: - Health Insurance - FEHB - There are a lot of options pre and post retirement. Here are some of the questions you need to be thinking about. Which Carrier? Is your Spouse (Significant Other) Eligible to Receive to Benefits? What will your cost be…
…
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1
Pension Alternatives for Public Employees
12:02
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12:02
Join Host Jeff Roediger and Financial Adviser Tom Muije as we discuss alternatives to Pension annuity survivor payments. Here are the topics we discuss: Clarify: Single vs joint life? Who could be help by a pension maximization strategy? When should you start a pension maximization? Also, go to www.govresource.com and obtain your no cost pension re…
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Pension Alternatives for Public Employees
11:48
11:48
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11:48
Join Host Jeff Roediger and Financial Adviser Tom Muije as we discuss alternatives to Pension annuity survivor payments. Here are the topics we discuss: Clarify: Single vs joint life? Who could be help by a pension maximization strategy? When should you start a pension maximization? Also, go to www.govresource.com and obtain your no cost pension re…
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1
Treasury Borrows From TSP G Fund... Again.... How Does This Impact You?
9:39
9:39
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9:39
Join Jeff Roediger and Financial Adviser Larry Prascus as we address these important questions... How does this impact TSP Participants? Can they withdrawal funds? Can they move assets from G Fund to other sub accounts? Listen in as Larry addresses these questions and more... Also, go to www.fedresource.com and Download a complimentary Federal Empl…
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Treasury Borrows From TSP G Fund... Again.... How Does This Impact You?
9:26
9:26
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9:26
Join Jeff Roediger and Financial Adviser Larry Prascus as we address these important questions... How does this impact TSP Participants? Can they withdrawal funds? Can they move assets from G Fund to other sub accounts? Listen in as Larry addresses these questions and more... Also, go to www.fedresource.com and Download a complimentary Federal Empl…
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Kelly Fasterling -Chapter Four - Federal Pension Systems (FERS/CSRS) and Best Days To Retire
14:23
14:23
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14:23
Join Federal Financial Adviser Kelly Fasterling and Host Jeff Roediger as they discuss the Federal Pension Retirement Systems. We address these important questions: - When can you retire? - What are your Survivor Options? - When is the best day to retire as a Federal Employee? Join us to learn more. You can also obtain a complimentary Federal Retir…
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Kelly Fasterling -Chapter Four - Federal Pension Systems (FERS/CSRS) and Best Days To Retire
14:10
14:10
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14:10
Join Federal Financial Adviser Kelly Fasterling and Host Jeff Roediger as they discuss the Federal Pension Retirement Systems. We address these important questions: - When can you retire? - What are your Survivor Options? - When is the best day to retire as a Federal Employee? Join us to learn more. You can also obtain a complimentary Federal Retir…
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1
Why Everyone Needs an Estate Plan -- Especially Today...
14:31
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14:31
Join Jeff Roediger and Financial Fiduciary Kathleen Sanford for a compelling session on why everyone needs an Estate Plan. When was the last time you updated your Beneficiaries (Pension Survivor/ TSP/401k/403b) ? What about your unused sick leave? Are your Beneficiaries Coordinated with your will? When was the last time you reviewed your will? Do y…
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Why Everyone Needs an Estate Plan -- Especially Today...
14:18
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14:18
Join Jeff Roediger and Financial Fiduciary Kathleen Sanford for a compelling session on why everyone needs an Estate Plan. When was the last time you updated your Beneficiaries (Pension Survivor/ TSP/401k/403b) ? What about your unused sick leave? Are your Beneficiaries Coordinated with your will? When was the last time you reviewed your will? Do y…
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Why it is Important To Complete or Update Your Will & Trust Documents
13:41
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13:41
Join Financial Adviser Ron Friddle and Host Jeff Roediger as we discuss The Five Key Decisions You Need To Make: 1. Who will manage your money when you die? 2. Where Does Your Money Go? 3. Who Will Take Care of Family Members? 4. Who Makes Medical Decisions on Your Behalf if you are incapacitated? 5. Who Makes Financial Decisions on Your Behalf if …
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Why it is Important To Complete or Update Your Will & Trust Documents
13:27
13:27
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13:27
Join Financial Adviser Ron Friddle and Host Jeff Roediger as we discuss The Five Key Decisions You Need To Make: 1. Who will manage your money when you die? 2. Where Does Your Money Go? 3. Who Will Take Care of Family Members? 4. Who Makes Medical Decisions on Your Behalf if you are incapacitated? 5. Who Makes Financial Decisions on Your Behalf if …
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Mark Fricks - Chapter Five - Don't Leave Money on The Table: Maximizing Social Security
25:06
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25:06
Here is what Mark and Jeff Discuss in this session: • You cannot get advice about how to maximize your lifetime benefit from a Social Security representative. They are prohibited from giving advice about when to elect your benefit options. • To get the most out of your Social Security benefit, you need to file at the right time. Every dollar your S…
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Mark Fricks - Chapter Five - DON’T LEAVE MONEY ON THE TABLE: MAXIMIZING SOCIAL SECURITY
24:45
24:45
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24:45
Here is what Mark and Jeff Discuss in this session: • You cannot get advice about how to maximize your lifetime benefit from a Social Security representative. They are prohibited from giving advice about when to elect your benefit options. • To get the most out of your Social Security benefit, you need to file at the right time. Every dollar your S…
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Mark Fricks - Chapter Four - Where is My Paycheck? How Much Money Do You Need To Be Happy?
24:20
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24:20
Outliving their money is what retirees fear the most. Build your retirement income from the sound foundation of Green Money, or Know So Money. The foundation of a retirement strategy depends on knowing how much money you need and when you need it. • Identify how much of your income you need now, and how much you need later. Once you have your curre…
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