Cele mai bune The Mortgage Calculator podcast-uri (2024)

1
Daily Mortgage Rates LIVE - 09/13/2024 - Small Business Administration Loans 13:29

19h ago13:29

13:29

In this episode of Daily Mortgage Rates Live, we’re delving into the essentials of Small Business Administration (SBA) loans—your go-to solution for financing and growing your business! Whether you’re launching a startup, expanding your operations, or managing cash flow, SBA loans offer a range of options tailored to different needs. Join us as we …

1
Loan Officer Training 09/12/2024 - How to Structure CDFI No Income Verification Loans 22:35

1d ago22:35

22:35

Unlock the potential of alternative financing with our latest episode of Loan Officer Training! This week, we’re diving into the world of CDFI No Income Verification Loans—an essential tool for loan officers looking to serve clients with non-traditional financial situations. In this episode, we’ll break down the ins and outs of structuring these un…

1
Daily Mortgage Rates LIVE - 09/12/2024 - CDFI No Income Verification Loans 13:57

2d ago13:57

13:57

In this episode of Daily Mortgage Rates Live, we’re exploring the game-changing world of CDFI No Income Verification Loans! If traditional income documentation has been a stumbling block in your path to homeownership or investment, this episode is for you. We’ll break down how Community Development Financial Institutions (CDFIs) offer a unique path…

1
Loan Officer Training 09/11/2024 - How to Structure Limited-Review Condo Loans 24:56

3d ago24:56

24:56

Ready to tackle the intricacies of condo financing? In this episode of Loan Officer Training, we’re diving into the essential techniques for structuring Limited-Review Condo Loans. These loans offer a streamlined approach to condo financing, and mastering their structure can set you apart in the competitive lending market. We’ll guide you through t…

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Daily Mortgage Rates LIVE - 09/11/2024 - Fix/Flip Loans 17:04

3d ago17:04

17:04

Ready to transform rundown properties into dazzling investments? In this episode of Daily Mortgage Rates Live, we’re diving into the world of Fix/Flip loans! Whether you’re a seasoned renovator or a first-time flipper, this episode is packed with insights on how to finance your next project and maximize your returns. We’ll cover the essentials of F…

1
Loan Officer Training 09/10/2024 - How to Structure 5-10 Unit Property Loans 11:34

3d ago11:34

11:34

Get ready to elevate your lending game in this episode of Loan Officer Training! We’re diving deep into the art and science of structuring 5-10 unit property loans—a crucial skill for any loan officer aiming to master multi-unit financing. Join us as we explore the strategies and best practices for crafting loan structures that work for both your c…

1
Daily Mortgage Rates LIVE - 09/10/2024 - 5-10 Unit Property Loans 11:58

4d ago11:58

11:58

In this episode of Daily Mortgage Rates Live, we’re shining the spotlight on 5-10 unit property loans—a key topic for real estate investors and property managers looking to scale their portfolios! Discover the unique challenges and opportunities that come with financing multi-unit properties, and learn how these loans can help you maximize your inv…

1
Daily Mortgage Rates LIVE - 09/09/2024 - Mixed-Use Property Loans 16:39

5d ago16:39

16:39

In this episode of Daily Mortgage Rates Live, we’re diving into the dynamic world of mixed-use property loans! Join us as we unravel the ins and outs of financing properties that blend residential and commercial spaces. Whether you’re an investor eyeing that perfect storefront with a cozy apartment above or a savvy entrepreneur with a vision for a …

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Daily Mortgage Rates LIVE - 09/06/2024 - Low Credit Score Loans 16:41

8d ago16:41

16:41

In this episode of Daily Mortgage Rates Live, we’re addressing a common concern—how to secure a mortgage with a low credit score. If you’ve been hesitant to explore homeownership because of your credit, this episode is for you! We’ll break down the types of loans available to those with lower scores, explain what lenders are looking for, and share …

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Loan Officer Training 09/05/2024 - How to Structure a Buy, Rehab, Rent, Refinance, Repeat Loans 25:46

8d ago25:46

25:46

Ready to unlock the secrets of the BRRRR strategy? In this episode of Loan Officer Training, we dive deep into the Buy, Rehab, Rent, Refinance, Repeat method—a game-changer for real estate investors. Learn how to expertly structure these loans to help your clients maximize their returns and build their real estate portfolios like pros. We’ll guide …

1
Daily Mortgage Rates LIVE - 09/05/2024 - Bank Statement Loans 17:16

9d ago17:16

17:16

Join us on Daily Mortgage Rates Live as we demystify the powerful tool of Bank Statement Loans! If you're self-employed or have non-traditional income streams, this episode is your ticket to understanding how you can qualify for a mortgage without the usual paperwork hassle. We’ll guide you through the ins and outs of this flexible loan option, rev…

1
Loan Officer Training 09/04/2024 - How to Structure Bank Statement Loans 38:54

9d ago38:54

38:54

Are you ready to unlock the secrets of bank statement loans and take your lending game to the next level? In this exciting episode of Loan Officer Training, we’ll show you how to master the art of structuring bank statement loans, perfect for those self-employed clients and non-traditional earners who don’t fit the standard mortgage mold. We’ll gui…

1
Daily Mortgage Rates LIVE - 09/04/2024 - Profit and Loss Borrower Loans 13:39

10d ago13:39

13:39

Got self-employed clients or borrowers with variable income? In this episode of Daily Mortgage Rates Live, we’re diving into the world of Profit and Loss (P&L) borrower loans, where understanding your client's financials can be the key to securing their dream home. We’ll break down how to analyze P&L statements, navigate the unique challenges these…

1
Loan Officer Training - How to Structure Profit & Loss Loans 23:38

10d ago23:38

23:38

In this essential episode of Loan Officer Training, we tackle one of the most complex aspects of lending—structuring Profit & Loss (P&L) loans. If you’re working with self-employed borrowers or those with variable income, mastering P&L loans is a must. Join us as we break down the key components of P&L statements, discuss how to accurately assess i…

1
Daily Mortgage Rates LIVE - 09/03/2024 - 1099 Borrower Loans 14:00

11d ago14:00

14:00

Are you self-employed or a freelancer navigating the mortgage maze? This episode of Daily Mortgage Rates Live is tailor-made for you! Join us as we unravel the secrets of 1099 borrower loans and show you how to turn your independent income into a homebuying advantage. From insider tips on getting your financial ducks in a row to expert advice on do…

1
Loan Officer Training 08/29/2024 - How to Structure a Down Payment Assistance Loan 22:07

15d ago22:07

22:07

In this episode of the Loan Officer Training podcast, we explore the essential strategies for structuring down payment assistance loans. Discover how to effectively design and manage these loans to help your clients overcome one of the biggest barriers to homeownership. We’ll cover key aspects such as eligibility criteria, types of down payment ass…

1
Daily Mortgage Rates LIVE - 08/29/2024 - Manufactured Home Loans 17:50

16d ago17:50

17:50

In this episode of Daily Mortgage Rates LIVE!, we’re breaking down everything you need to know about Manufactured Home Loans. Whether you’re looking to buy a manufactured or mobile home, securing the right financing can be tricky—but we’re here to simplify the process. We’ll explore the different loan options available, the specific requirements fo…

1
Loan Officer Training 08/28/2024 - How to Structure an ITIN Borrower Loan 17:37

16d ago17:37

17:37

In this episode of the Loan Officer Training podcast, we dive into the intricacies of structuring ITIN borrower loans. If you’ve ever faced the challenge of helping clients without a Social Security Number secure financing, this episode is for you. We’ll break down the key steps to successfully structure ITIN loans, from understanding eligibility r…

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Daily Mortgage Rates LIVE - 08/28/2024 - Down Payment Assistance Loans 17:54

17d ago17:54

17:54

In this episode of Daily Mortgage Rates LIVE!, we’re exploring Down-Payment Assistance Loans, the game-changer for homebuyers who need a little extra help getting into their dream home. If saving for a down payment feels overwhelming, don’t miss this episode! We’ll dive into the various programs available, how they work, and who qualifies. Whether …

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Loan Officer Training 08/27/2024 - How to Structure Blended Rates for 1st & 2nd Mortgages 18:09

17d ago18:09

18:09

In this enlightening episode of Loan Officer Training, we dive deep into the complexities of structuring blended rates for 1st and 2nd mortgages. Whether you're a seasoned loan officer or just starting out, understanding how to effectively blend rates can significantly impact your clients' financial outcomes and your own success in the industry. Jo…

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Daily Mortgage Rates LIVE - 08/27/2024 - Bank Statement Loans 14:06

18d ago14:06

14:06

In this episode of Daily Mortgage Rates LIVE!, we’re unpacking the ins and outs of Bank Statement Loans, a flexible financing option perfect for self-employed individuals and entrepreneurs. If traditional income documentation doesn’t work for you, this episode is a must-listen! We’ll explore how these loans use your bank statements to qualify you f…

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Daily Mortgage Rates LIVE - 08/26/2024 - Short-term Rental Property Loans 16:52

19d ago16:52

16:52

Ready to turn your short-term rental dreams into reality? In this exciting episode of Daily Mortgage Rates LIVE!, we uncover the secrets to securing the perfect loan for your next Airbnb, vacation home, or rental flip. Whether you're a seasoned investor or just getting started, we’ll guide you through the ins and outs of short-term rental property …

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Loan Officer Training 08/22/2024 - How to Structure Mixed-Use Property Loans 16:28

22d ago16:28

16:28

In this episode of Loan Officer Training, we dive into the intricacies of structuring Mixed-Use Property Loans, a vital topic for loan officers dealing with properties that combine residential and commercial spaces. We’ll explore the unique challenges and opportunities presented by mixed-use properties, including how to assess the different compone…

1
Daily Mortgage Rates LIVE - 08/22/2024 - Freddie Mac HomePossible Loans 18:40

23d ago18:40

18:40

In this episode of Daily Mortgage Rates LIVE, we delve into Freddie Mac's HomePossible Loans, a mortgage program designed to help low- to moderate-income borrowers achieve homeownership with greater flexibility. We’ll explore the key features of HomePossible Loans, including low down payment options, reduced mortgage insurance requirements, and the…

1
Loan Officer Training 08/21/2024 - How to Structure Bank Statement Loans 24:14

23d ago24:14

24:14

In this episode of Loan Officer Training, we explore the strategic use of Bank Statement Loans, a valuable financing option for self-employed individuals and others who may not have traditional income documentation. Discover how these loans use bank statements to verify income, making them an ideal choice for borrowers with irregular income streams…

1
Daily Mortgage Rates LIVE - 08/21/2024 - Fannie Mae HomeReady Loans 14:57

24d ago14:57

14:57

In this episode of Daily Mortgage Rates LIVE, we explore Fannie Mae's HomeReady Loans, an affordable mortgage option designed to help low- to moderate-income borrowers achieve homeownership. We’ll discuss the unique features of HomeReady Loans, including lower down payment requirements, flexible income guidelines, and the ability to use income from…

1
Loan Officer Training 08/20/2024 - How to Structure Foreign National Loans 40:38

24d ago40:38

40:38

In this episode of Loan Officer Training, we dive into the essentials of mastering Foreign National Loans to help you broaden your client base and tap into a lucrative market. We'll cover the key aspects of working with foreign national borrowers, including understanding their unique needs, navigating the specific requirements and documentation, an…

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Daily Mortgage Rates LIVE - 08/20/2024 - HELOCS 25:12

25d ago25:12

25:12

In this episode of Daily Mortgage Rates LIVE, we dive into HELOCs, or Home Equity Lines of Credit, a flexible financing option that allows homeowners to borrow against the equity in their home. We'll break down how HELOCs work, including the draw and repayment periods, and discuss the advantages they offer compared to other types of loans, such as …

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Daily Mortgage Rates LIVE - 08/19/2024 - HELOANS 13:12

26d ago13:12

13:12

In this episode of Daily Mortgage Rates LIVE, we explore HELOANS, or Home Equity Loans, a powerful financial tool for homeowners looking to tap into the equity they've built in their property. We’ll explain how HELOANS work, the benefits they offer, and the scenarios in which they might be the best option for accessing cash. Discover the difference…

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Daily Mortgage Rates LIVE - 08/16/2024 - Interest-Only Loans 14:33

29d ago14:33

14:33

In this episode of Daily Mortgage Rates LIVE, we take a closer look at Interest-Only Loans, a unique mortgage option that allows borrowers to pay only the interest on their loan for a specified period. Discover how this type of loan can provide lower initial monthly payments, offering flexibility for those looking to manage their cash flow more eff…

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Loan Officer Training 08/15/2024 - How to Structure Property Insurance for Financed Properties 20:26

29d ago20:26

20:26

In this episode of Loan Officer Training, we focus on the essential task of structuring property insurance for financed properties. Proper insurance coverage is crucial for protecting both the borrower and lender's interests, ensuring that assets are safeguarded against potential risks. We'll break down the different types of property insurance pol…

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Daily Mortgage Rates LIVE - 08/15/2024 - ITIN Borrower Loans 14:58

30d ago14:58

14:58

In this episode of Daily Mortgage Rates LIVE, we explore ITIN Borrower Loans, a vital financing option for individuals without a Social Security number who want to pursue homeownership in the United States. Designed for those with an Individual Taxpayer Identification Number (ITIN), these loans provide a pathway to homeownership for immigrants and …

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Loan Officer Training 08/14/2024 - How to Structure Rate Locks 23:13

1M ago23:13

23:13

In this episode of Loan Officer Training, we explore the intricacies of structuring rate locks, a critical aspect of managing interest rate risk for your clients. Understanding how to effectively structure rate locks can help you secure favorable terms and protect borrowers from market fluctuations. We’ll discuss the different types of rate locks, …

1
Daily Mortgage Rates LIVE - 08/14/2024 - Foreign National Borrower Loans 16:29

1M ago16:29

16:29

In this episode of Daily Mortgage Rates LIVE, we delve into Foreign National Borrower Loans, a unique mortgage option for individuals who are not U.S. citizens or permanent residents but wish to invest in American real estate. We discuss the key features of these loans, including the benefits and challenges they present to international buyers. Lea…

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Loan Officer Training 08/13/2024 - How to Properly Set Expectations for a Successful Closing 26:24

1M ago26:24

26:24

In this episode of Loan Officer Training, we delve into the essential practice of setting expectations to ensure a smooth and successful closing. Proper expectation management is key to navigating the complexities of the mortgage process and fostering trust with clients. We'll discuss effective communication techniques to clearly outline the steps …

1
Daily Mortgage Rates LIVE - 08/13/2024 - USDA Loans 17:43

1M ago17:43

17:43

In this episode of Daily Mortgage Rates LIVE, we explore USDA Loans, an often-overlooked mortgage option designed to help make homeownership accessible in rural and suburban areas. Discover how USDA Loans offer benefits such as zero down payment, competitive interest rates, and flexible credit requirements, making them an excellent choice for eligi…

1
Daily Mortgage Rates LIVE - 08/12/2024 - VA Loans 12:55

1M ago12:55

12:55

In this episode of Daily Mortgage Rates LIVE, we dive into the world of VA Loans, a powerful mortgage option available exclusively to veterans, active-duty service members, and eligible surviving spouses. Join us as we explore the unique benefits and eligibility requirements of VA Loans, including zero down payment options and competitive interest …

1
Daily Mortgage Rates LIVE - 08/09/2024 - High-LTV Loans 13:54

1M ago13:54

13:54

In this episode of Daily Mortgage Rates Live, we take a deep dive into High LTV (Loan-to-Value) Loans, a financing option that allows borrowers to purchase or refinance a home with a higher loan amount relative to the property's value. High LTV Loans are particularly beneficial for those with limited cash for a down payment or for those looking to …

1
Loan Officer Training 08/08/2024 - How to Structure an Appraisal Reconsideration of Value 34:29

1M ago34:29

34:29

In this episode of Loan Officer Training, we delve into the critical process of structuring an appraisal reconsideration of value. Understanding how to navigate this process can be a game-changer for loan officers looking to advocate effectively for their clients. We'll break down the steps involved in preparing a compelling reconsideration request…

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Daily Mortgage Rates LIVE - 08/07/2024 - Bank Statement Loans 13:30

1M ago13:30

13:30

In this episode of Daily Mortgage Rates Live, we delve into the world of Bank Statement Loans, a flexible financing option for self-employed individuals and those with non-traditional income streams. Unlike conventional loans that require extensive income verification through tax returns, Bank Statement Loans allow borrowers to qualify based on the…

1
Loan Officer Training 08/06/2024 - How to Structure a HELOC Combo Loan 18:50

1M ago18:50

18:50

In this episode of Loan Officer Training, we explore the intricacies of structuring a HELOC Combo Loan. Combining a Home Equity Line of Credit (HELOC) with a traditional mortgage can provide clients with greater flexibility and financial advantages. Join us as we delve into the key components of a HELOC Combo Loan, including how it works, the benef…

1
Daily Mortgage Rates LIVE - 08/06/2024 - Short-term Rental Property Loans 17:30

1M ago17:30

17:30

In this episode of Daily Mortgage Rates Live, we explore the ins and outs of Short-term Rental Property Loans. With the rise of platforms like Airbnb and VRBO, short-term rentals have become a popular investment strategy for many. But how do you finance these unique properties? We’ll dive into the loan options available for short-term rental proper…

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Daily Mortgage Rates LIVE - 08/05/2024 - First-time Home Buyer Loans 20:13

1M ago20:13

20:13

In this episode of Daily Mortgage Rates Live, we’re diving into the world of First-time Home Buyer Loans. Buying your first home is an exciting milestone, but navigating the mortgage process can be daunting. We’re here to make it easier! Join us as we explore the different loan options available for first-time home buyers, including FHA, VA, and US…

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Daily Mortgage Rates LIVE - 08/02/2024 - Self-Employed Borrower Loans 15:38

1M ago15:38

15:38

Welcome to another episode of Daily Mortgage Rates Live! Today, we’re focusing on an essential topic for many entrepreneurs and freelancers: Self-Employed Borrower Loans. Navigating the mortgage landscape can be challenging when you’re self-employed, but this episode is here to help. We’ll break down the specific requirements and loan options avail…

1
Loan Officer Training 08/01/2024 - How to Review Credit Reports and Structure Rapid Rescores 32:36

1M ago32:36

32:36

In this episode of Loan Officer Training, we explore the crucial skills of reviewing credit reports and structuring rapid rescores. Learn how to accurately read credit reports, identify key factors affecting credit scores, and spot common errors that may impact loan approval. Discover effective strategies for rapid rescores to quickly boost credit …

1
Daily Mortgage Rates LIVE - 08/01/2024 - 5-8 Unit Property DSCR Loans 16:08

1M ago16:08

16:08

Welcome to another episode of Daily Mortgage Rates Live! Today, we’re diving into the specifics of 5-8 Unit Property DSCR Loans. If you're an investor looking to expand your real estate portfolio with multi-unit properties, this episode is for you. We'll explain what DSCR (Debt Service Coverage Ratio) Loans are and how they can be utilized for fina…

1
Daily Mortgage Rates LIVE - 07/31/2024 - CDFI No Income Verification Loans 22:10

1M ago22:10

22:10

In this episode of Daily Mortgage Rates Live, we dive into the innovative world of CDFI No Income Verification Loans. Learn how Community Development Financial Institutions (CDFIs) offer unique loan solutions that cater to borrowers who don't fit the traditional income verification mold. We'll explore the benefits of these loans, the eligibility cr…

1
Daily Mortgage Rates LIVE - 07/30/2024 - Manufactured Home Loans 21:05

2M ago21:05

21:05

Welcome to another episode of Daily Mortgage Rates Live! Today, we’re diving into the world of Manufactured Home Loans. Whether you’re considering buying a manufactured home or just curious about this financing option, this episode has got you covered. We’ll break down what Manufactured Home Loans are, how they differ from traditional home loans, a…

1
Daily Mortgage Rates LIVE - 07/29/2024 - CondoTel Loans 16:42

2M ago16:42

16:42

Welcome to another episode of Daily Mortgage Rates Live! In today's episode, we dive into the unique world of CondoTel Loans. If you’ve ever wondered how to finance a condominium that operates like a hotel, this episode is for you. We explore the basics of CondoTel Loans, highlighting how they differ from traditional condo loans and what it takes t…

1
Daily Mortgage Rates LIVE - 07/26/2024 - One-Time Close Construction Loans 16:43

2M ago16:43

16:43

In this episode of Daily Mortgage Rates Live, we explore One-Time Close Construction Loans, an efficient and streamlined financing option for those looking to build their dream home. We'll explain how these loans combine the construction and permanent financing into a single closing, simplifying the process and reducing costs. Discover the benefits…

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