In this episode we flipped the script and interviewed BTB Co-Host Dan McMullen. It is certain that a lifestyle advantage of being a teacher is having the summer months off. Many teachers take advantage of this and spend time lakeside at a family cottage. In this episode, Dan shares how he is helping cottagers navigate the new realities of cottage o…

Lifestyle Design is not only about finances, but also about experiencing a life of freedom by trying to mitigate the unavoidable stresses in our lives. Teachers who are part of the "sandwich generation" are often handling the responsibilities of their children and aging parents. In this episode, Anuja tells about the ways in which she is working wi…

Gabrielle McGill is a Teacher in York Region , and serves as a Head of a Guidance Department in a Secondary School. Gabrielle bought her first property in the early 2000s and after learning the benefits that comes with owning property, she continued as an investor since. During COVID, this busy mom of two boys was inspired to dive into real estate …

Adam Buchnea attended summer camps as a kid and worked at them before becoming an Ontario teacher. He loved working with younger people and helping them develop In 2013, he and another Phys-Ed colleague turned their passion into a camp they named Rouge Valley Sports Camp. They now have multiple locations running and train and employ many counsellor…

**** Follow us on Instagram and join our community on Facebook We are always looking for new guests from across the country. Do you know an educator who is on a journey of intentional lifestyle design and financial freedom outside the classroom? If so, email us at beyondthebellteachers@gmail.com Connect with us: Anuja: anuja@anujapereira.com Dan: d…

In this eye-opening episode, we dive into the world of investments with the expertise of Chris Molder, a seasoned mortgage broker and Exempt Market Dealing Representative. Chris breaks down the complex differences between exempt and public markets, illuminating how educators can leverage these insights to grow their wealth. Discover the advantages …

Peter Lount is committed to building processes and collaborations that bring a massive reduction to tax exposure for entrepreneurs & investors. The outcome is greater momentum and control to clients goals while building a true legacy aligned to family values and principles - all while not having to decide between spending a dollar now or saving for…

Pura Vida. The Pure Life. Rob Break had a successful real estate career in Peterborough when he moved his young family to Costa Rica. Since then, Rob has learned much about the country and continues to work in real estate as an agent with KRAIN Luxury Real Estate. He has also helped facilitate purchases for Canadians wanting to invest in Costa Rica…

For new or seasoned investors who want to avoid dealing with "tenants and toilets", but want to benefit from the appreciation real estate can offer, the Rent to Own investing strategy could fit the bill. In this episode, we sit down with David Pereira, of Rent to Grow Homes to learn about the structure of an RTO deal, the ways it can be Win-Win for…

We are launching a series of interviews with EXPERTS. Where better to start than to talk mortgages with an experienced broker? Lorne Andrews, of Dominion Lending is featured in this episode and allows to us to learn more about the ins and outs of borrowing. In this episode, we discuss The reasons teachers are appealing to lenders The differences be…

In the final part of our Buying a Rental Property Crash Course, we dive into maintaining your property, refinancing options, and exit strategies, If you have just finding us, head back to Episode 13 for the beginning of our four-part series. As always, reach out to either of us if you have questions or comments! **** Follow us on Instagram and join…

One of the biggest hurdles to folks wanting to jump into real estate investment is TENTANTS. You may have read the horror story headlines of renters refusing to vacate, or have an uncle with an experience with a nightmare tenant. The reality is - this does not need to stop you. A huge percentage of landlords have never run into the these issues. Th…

Check out this episode as we discuss the ACTION steps of getting into a buy and hold investment Making important decisions (location, max price point, vacant/tenanted properties, level of upfront repair, etc) The Numbers: How to analyze a deal by estimating rents and expenses Thinking about future potential Making the Offer: Considerations in buyin…

If you've made it this far into our episodes and are ready to take the plunge into investing - we are giving you a 3-part crash course on buying your first rental property. In this episode we answer these questions: What are the three ways I make money with a buy and hold investment property? How much money do I need? Where do I get the money from?…

Iain Durk starting diving deep into the way money functions when he witnessed the impact of the pandemic on the world's financial systems. Fascinated with the decentralized nature of Bitcoin and cryptocurrency, he has joined an active community of like-minded individuals. In this episode, we sit down with Iain to learn more about his belief in this…

Ron Esteban has a history of diving deep into new things - both in his teaching career and outside the classroom. Nearly two decades ago, he was inspired by some senior teachers in his department to started investing in real estate where he experienced some solid success. Fast forwarding to COVID, he was inspired to immerse himself in the world of …

Judy Stewart is a seasoned teacher with the York District School Board. She has been holding onto a great idea for a business since she was 10 years old - and never took steps to make it a reality. During the pandemic, Judy finally took some action and has since built a business that has had success and is scaling at great pace. All this - with no …

JT Tsui is from Markham Ontario where he lives with his wife and two children. After 15 years in the classroom, he left teaching where he was a High School Phys-ed teacher to pursue his passion in helping people outside the classroom. He serves clients as a personal and professional coach - centered around Bob Proctors teachings “Thinking Into Resu…

Anuja Pereira was a teacher for 17 years and a Department Head in Alternative Programs and Student Success with the Peel District School Board. She lives in Mississauga with her husband and two daughters. In this episode, Anuja talks about having a very risk-averse mindset and her fear of investing in real estate. By getting educated, taking some a…

Meet your HOST - Part 1 Dan McMullen is a teacher in the York Region District School Board and lives in Whitby, Ontario with his wife and 3 children. Dan really started to focus on lifestyle design in 2019, as he bought is first student rental. This first purchase set the stage for consistent action taking ever since. During this episode he discuss…

Cyrus Gazdar has taught with the Peel District School Board for the past 24 years and is nearing the end of his successful career. In 2017, he bought his first investment property - once he realized that the amount he would earn from his pension would not be enough to cover the lifestyle he planned to have after teaching. Since then, he has bought …

Susan Sun has been a teacher with the York Region District School Board since 2012. At the start of her teaching career she always had additional income streams to supplement the starting salary of a teacher. As her career progressed she began looking for additional ways to create the life she’s always envisioned. Susan got her real estate license …

Scott Wilson lives in Markham, Ontario with his wife and two sons. He has been teaching since 2004 with the York Region District School Board. Scott's journey on creating passive income and lifestyle design began back in 2015, when he started investing in real estate, specifically in Hamilton, Ontario. At one point in time, Scott held as many as si…

Mark Molder is a seasoned teacher with the Halton District School Board whose first experience with real estate investing in the early 2000s was not a good one. As a result, he avoided it for years, until he surrounded himself with the right people and has since experienced a lot of success with owning rental houses. His math background has also le…

In this episode, Dan and Anuja talk about the importance of defining goals - both short term and long term. What do you want your life to look like today? in 5 years? 10 years? 20 years? After hearing this, you should be able to answer the question: "What is your WHY?" **** Follow us on Instagram and join our community on Facebook We are always loo…

In this episode, Dan and Anuja discuss some of the common financial questions that might be plaguing some Canadian teachers. The 2 big ones: 1. Do I have enough right now? 2. Will I have enough later? Dig into some of the things that might be holding you back: consider the hurdles of mindset and knowledge. They then take a look at the solution and …