Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 701 - Medicare supplement Plan N? Here is our official position on Plan N!
34:31
34:31
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
34:31
The initial segment contains our Medicare Advantage Minute. Here, the government brings a premature end to their experimental MA hospice benefit. On the Wikipedia page regarding Medicare, we wallow in the actuarial magic of reimbursement calculations. This episode culminates with the official position statement of Medicare for the Lazy Man when it …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 700 - Sleep apnea? Special guest Randy Norris relates his experiences!
31:08
31:08
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
31:08
The episode starts of with the Medicare Advantage Minute segment, an article entitled: A Majority of Medicare Advantage Enrollees Don't Fully Understand Their Plans! Afterword, my friend Randy Norris describes the trials and tribulations of enduring a course of treatment for what has been described as an "off the charts" problem with sleep apnea. C…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 699 - Special guest: Property & Casualty Insurance Expert Kirk Fisher!
33:02
33:02
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
33:02
We kick off this episode with our favorite segment: The Medicare Advantage Minute. Today's article is entitled: The Medicare Advantage Paradox; How Advantage Plans Cost Taxpayers Billions! After that, close personal friend and avid MLM podcast listener Kirk "Fish" Fisher takes the stand for an intense interrogation about his career, his life and hi…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 698 - The Medicare Part D $2,000 cap in 2025: Seven things to know...
34:34
34:34
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
34:34
In the Medicare Advantage minute, we learn that Centene in 2025 will exit a handful of markets where they currently have MA plans. Wikipedia page on "Medicare" explains the reimbursement for Part A services. Finally, in what is looking like a year of turmoil and change, what you should expect to learn from your Annual Notice Of Change (ANOC). Conta…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 697 - The very best Medicare coverage: https://youtu.be/fJhZt5RHiMs
34:50
34:50
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
34:50
Once again, Medicare supplements explained in 3 short minutes: https://youtu.be/fJhZt5RHiMs The Medicare Advantage Minute - comes in like a lion, goes out like a little sissy. Sorry folks! The Wikipedia page on Medicare is an exciting lesson on payment for services and drug plans, according to my notes. Finally, a dire prediction for Part D drug pl…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 696 - Questionable (maybe fake) diagnoses drain $50 billion from taxpayers
33:58
33:58
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
33:58
How do they know? Because the insurance company reporting the diagnosis (like diabetic cataracts) rarely ever treats that disease. Walgreen's is apparently preparing to say "good-bye" to Village MD. Are you an MD? Learn the 15 best and 15 worst states in which to practice medicine. Finally, learn how Medicare is treating GLP-1 drugs for those with …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 695 - Politico comes up with a brilliant idea to fix Medicare Advantage!
32:29
32:29
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
32:29
Medicare Advantage may be radically altered if a proposed new law passes. Prior Authorization will be required for Prior Authorizations! Gee, what genius came up with this plan? New business rates are creeping higher in these inflationary times. Rate increases for the rich plan are hitting insureds harder than those for the High Deductible plans th…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 694 - Some hope a new law will change Advantage plans - forever!
40:45
40:45
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
40:45
They think the problem involving prior authorizations can be fixed with legislation. So the evil MA trolls won't find another way to use their enslaved members to extract more cash from the US Treasury? On the Wikipedia page about Medicare, we learn about out-of-pocket costs: deductibles, co-pays, co-insurance and IRMAA. Correspondence with clients…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 693 - The good guys blow it: Conservatives defending Advantage plans!
30:34
30:34
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
30:34
The Association of Mature American Citizens (AMAC) takes exactly the wrong position when it comes to supporting freedoms for Medicare participants. C'mon guys, wise up! "Managed care" is not what freedom-loving men and women long for in their health insurance! In the MA Minute, one hour nurse visits to members' homes result in a $15 billion windfal…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 692 - Part B monthly premium ($174.70) got you down? Learn the 4 ways to pay.
32:21
32:21
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
32:21
Medicare payment options allow some flexibility in meeting this "must do" financial obligation. The only way to dodge it is Medicaid: welfare. Thomas, accident victim in his late 50s, is able to purchase a Medicare supplement plan because his state mandates that right. We list all the states with similar regulations. Finally, One big MA carrier is …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 691 - Big Medicare Advantage cuts coming! (Featured on MA Minute)
38:53
38:53
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
38:53
Not a new story but one that bears repeating. This is one of many warnings that responsible insurance pros should share with clients. From the "Medicare" page on Wikipedia we learn about how the hospital and nursing facility benefits are renewed after a period without the need for treatment. Medicare supplement rate increases follow the pattern: in…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 690 - Medicare Advantage claim denials up 18.5% over prior years.
33:25
33:25
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
33:25
Additionally, providers are having to write off 8.5% of patient revenue from MA members as uncollectible. From the Medicare Wikipedia page: how you qualify for free-of-charge Part A of Medicare. What happens to hospitals with high readmission rates? Ouch! Finally, the sad story of a patient in Bullhead City, AZ who was hauled off to the hospital an…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 689 - How your in-network Advantage plan can vanish before you know it!
34:45
34:45
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
34:45
When a hospital and Medicare advantage plan part ways, insurance plan members have to look for new docs elsewhere. One woman was forced to scramble to find four new docs and specialists. Are insurance companies keeping secrets? An actuarial reporting firm is asking subscribers to rat out MA plans who intend to exit or reduce their "footprint" in a …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 688 - New Alzheimer's blood test up to 97% accurate!
31:16
31:16
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
31:16
It can diagnose like no previous test. Can it cure? Nope, no cure yet. Your Federal Government is auditing, setting stiff penalties for fraudulent MA charges...but tells the thieves they can just keep the cash! More exciting prose from the Wikipedia page on "Medicare". Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Inspired by: "MEDICAR…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 687 - "You were right about High Deductible Plan G" Words I love to hear!
36:21
36:21
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
36:21
Every so often a client 'fesses up and says they should have listened more carefully to my advice. Today we hear from Michael.....! Also, we enjoy correspondence with a couple of other clients, including Marvin who was helping his 88 year-old-neighbor get away from his Medicare Advantage plan. Also, a woman who is working to become a Medicare agent…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 686 - Medicare supplement Guaranteed Issue rules around the country!
34:57
34:57
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
34:57
Also, on our Medicare Advantage minute: Anthem Blue Cross is engaged in a dispute that could penalize hundreds of thousands! We revisit the Medicare Wikipedia page with a description of the historical development of this massive government program. Finally, a survey: What do people on Medicare think about Medicare? Contact me at: DBJ@MLMMailbag.com…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 685 - Dem plan for drug benefits risks empty shelves, pharmacists say!
36:19
36:19
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
36:19
Pharmacists warn of big trouble in the prescription drug supply process if the Administration's plans are instituted. Article for our Medicare Advantage minute shows that enemies of MA plans are worlds apart when it comes to supporting freedom! "Demystifying Medicare" drastically understates the critical importance of Medicare supplements! Finally,…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 684 - Company warns of increasing frequency of fraudulent behavior!
33:01
33:01
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
33:01
A large insurance firm says their agents are performing unauthorized enrollments and plan switches to enrich themselves to the detriment of their unsuspecting clientele. In our Medicare Advantage Minute we hear the majority of providers say that frustrations caused by prior authorization demands are growing. How about a new problem to watch out for…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 683 - "Hospitals Push Back Against Medicare Advantage Plans" - Article
34:11
34:11
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
34:11
That is our selection for today's Medicare Advantage Minute. Also, I plug my friend's new book of non-woke wisdom and witticisms: "How It Used to Be"! Finally, a person under age 65 in Virginia with Medicare is only able to purchase Medicare Supplement Plan A. Since I have a client in that position, and he asked for details, we list the differences…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 682 - Part B of Medicare: 5 ways to make the most of it!
32:38
32:38
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
32:38
In every episode we celebrate a "Medicare Advantage Minute" by sharing a short article or parts of a longer article. Today's selection: Health Providers Irked at the Behavior of Medicare Advantage Plans; Some Refuse to Take Them! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easi…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 681 - Rate increase from major company: Plan G:16% vs. HDG: 0%
33:40
33:40
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
33:40
Medicare Advantage Minute: members find "challenges" with their MA plans all too frequently. A long-time client worries that her new annual HDF premium is out of line; I was able to reassure her. Another client needed a reminder about how his HDG plan works with claims that he incurs. His response: "Good information"! Finally, a tutorial on hospice…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 680 - Rural hospitals take it in the shorts from Advantage plans!
35:49
35:49
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
35:49
Not just the denials but also the deliberate foot dragging and payment delays are causing cash flow problems for those who can least afford them! Surprise, surprise! Sales commissions on Advantage plans are being increased again! ...almost 20%.... Finally, the cost of medications is causing patients to face difficult decisions. Will the government'…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 679 - Amazon's "Virginia Mike" takes a trip to the woodshed!
37:28
37:28
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
37:28
Early in the episode is a report on the evil doings of Medicare Advantage plans, straight from the Inspector General of the Department of Health & Human Services. Then we have some correspondence with clients, friends and others. Finally, we peruse a list of the best hospitals plus the best cancer treatment centers in America. Contact me at: DBJ@ML…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 678 - Advantage plans: popular with people but NOT with docs and hospitals!
35:02
35:02
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
35:02
If the government has it's way, doctors will lose 2.9% of their current reimbursements. Also, Medicare drug plans are planning to slash coverage. This will affect EVERYBODY. Finally, prepare to hear more and more about how evil it is to make people work in the heat. What are they going to whine and cry about when winter returns? Contact me at: DBJ@…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 677 - Face the facts: Medicare is correctly described as "Socialized Medicine"
42:39
42:39
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
42:39
Medical costs were lower and more affordable before the heavy hand of government created a perpetual drain on US prosperity. It should never have been approved and it should be pared down before it does even more damage to our economy. Also, Enjoy correspondence with clients. One states, " You were right...". Another has several meaty questions abo…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 676 - Big company rate increases: large ones for Plan G, often zero for HDG!
36:53
36:53
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
36:53
If you purchase HDG, historical trends suggest that your premium savings will grow larger and faster in the coming years! How does Medicare treat claims for your colonoscopy? Finally, our MA Minute features the article: Medicare Advantage - a $104 billion scam! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Inspired by: "MEDICARE FOR TH…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 675 - "The Medicare Advantage Trap": Today's MA Minute selection.
30:27
30:27
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
30:27
The "Trap" is sprung when a disappointed Medicare Advantage victim tries to escape to Medicare Parts A & B. Eventually, it is determined they can't qualify for a Medicare supplement to complete their health insurance protection. Also, a major Medicare Advantage carrier will not pay bonuses for agents to pester their clients to fill out HRAs (Health…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. + 674 - Are you new to Medicare? Basic facts about supplement plans revealed!
31:15
31:15
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
31:15
A new Medicare participant has one critical choice to make: Advantage plan or supplement plan? The Medicare supplement wins, hands down! Also, research has exposed some fundamental differences in the characteristics of those who select Advantage plans vs. those who purchase supplement plans. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 673 - Med Advantage Minute: Did your plan rip off the US Treasury? Maybe so...
36:17
36:17
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
36:17
The government has been conducting "secret" audits of Medicare Advantage plans to measure the amount of overpayments siphoning off your tax dollars. Finally, test your knowledge of basic Medicare facts as we run through a quiz of 12 frequently asked Medicare questions. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Inspired by: "MEDICAR…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 672 - Need a new liver? Medicare + supplement is the only way to go!
36:23
36:23
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
36:23
If you need a transplant and want to have a say in your surgical team plus your recovery facility, you had better avoid a "Managed Care" plan like Medicare advantage! .Find out how much a house call cost my father-in-law (and my parents) back in the last millennium. A chart purporting to show the average cost of a day in a hospital in each state ac…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 671 - Senate committee finds: Med Advantage plans use deceptive marketing!
39:38
39:38
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
39:38
Gee, how surprising is that? Also, a very nice non-client wonders whether she and hubby were granted a deserved "12% Household Discount" from their Medicare supplement company. Finally, a new client credits my book plus Suze Orman's Podcast for her "Kick Butt" Medicare knowledge. Just a few questions remain to be answered... Contact me at: DBJ@MLMM…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 670 - Medicare Advantage dental coverage: What is it REALLY worth?
37:23
37:23
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
37:23
How about a clash of the Titans? Omaha's own Warren Buffet was gifted a McDonald's Gold Card, good for a lifetime of free eats at any McDonald's in his home town. In contrast, Bill Gate's Gold Card is good anywhere in the world! Amazon is expanding it's $5 monthly pharmacy benefit with a limited formulary. It won't beat this year's most popular Par…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 669 - Is big trouble brewing for Medicare Advantage plans?
34:39
34:39
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
34:39
Reading the smoke signals, it's starting to look like increasing costs and decreasing benefits will be on the MA menu for next year. Keep an eye on Humana and CVS. Inflation watch: Fierce Health says that many hospitals are operating in the red in spite of higher revenue. Finally, graphic proof that my recommendation of High Deductible Plan G has a…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 668 - Fun & Games with Medicare! (...and you thought it could never happen!)
32:00
32:00
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
32:00
Your government has spent considerable time and resources devising games to use as training tools for those working with Medicare. The least you can do is pretend to enjoy the fruits of their labors! Also, we haven't forgotten about the Medicare Advantage Minute! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Inspired by: "MEDICARE FOR …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 667 - Introducing: Our Medicare Advantage Minute!
34:55
34:55
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
34:55
In each episode there will be a short piece describing a noteworthy element of the MA world. As I always say, a Medicare Advantage plan is just fine until one actually needs to use it! Medicare Supplement Plan G shows a trend toward higher rate increases while an example of a High Deductible plan G increase is about $1 per month for one particular …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 666 - Your final wishes: An easy, DIY method to begin this process!
37:42
37:42
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
37:42
It always ends with your lawyer making sure your wishes are legal and properly communicated. How does one get started? Look for and download the simple but thorough questionnaire we describe in order to get things rolling in a painless and organized way. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Inspired by: "MEDICARE FOR THE LAZY …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 665 - Newly enrolled in Medicare? Questions will still beg answers!
35:46
35:46
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
35:46
Correspondence with clients; They come up with some of the darndest things! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 664 - Kansas City BC/BS stops selling Medicare Advantage plans!
30:24
30:24
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
30:24
Abrupt exit leaves 30,000 members scrambling to find new insurance next year. The smart ones will take advantage of Guaranteed Issue Rights and purchase Medicare Supplement plans! BC/BS of Illinois abruptly stops paying commissions on 3 Medicare Advantage plans in three of their five state BC/BC companies. What gives? Finally, we list eight things …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 663 - Questions and correspondence from esteemed clients.
36:50
36:50
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
36:50
This is my favorite part of the job! Medicare is a complex set of circumstances no one source can anticipate all of the questions that will occur to those who enroll. Curious and thoughtful clients often come up with a wide range of questions; loose ends that are best neatly tied up at the conclusion or our business together. This is my favorite pa…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. + 662 - Medicare Basics: 11 facts someone thinks you should know.
31:51
31:51
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
31:51
Enjoy the fun as I quiz Randy on these basic Medicare facts and then neglect to keep score! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A++) Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForT…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 661 - 10 critical questions Medicare Advantage plans are facing!
36:19
36:19
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
36:19
The world of MA plans appears to be entering a period of turmoil and pressure for change from outside sources. Will they be able to maintain the level of growth they have been enjoying in recent years? Also, new client Dean speaks very highly of the affordable and high quality state of health care in Panama! Contact me at: DBJ@MLMMailbag.com (Most …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 660 - How much does your favorite doctor earn? Find out here....
34:34
34:34
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
34:34
Check out the average earnings of 40 medical specialties. Do they really earn their compensation? Should that compensation be even more substantial? First, find out why Trinity Health has taken a stand against insurance giant UnitedHealth in a fight for their financial survival. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Inspired by…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 659 - Age 80+: Plan F= $401; Plan G = $295; HDG = $76; Give me HDG!
32:03
32:03
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
32:03
A highly respected Medicare expert stops short of guiding his client to the best, most money-saving plan available. Also, check out the many absolutely free preventive services offered to women under Medicare. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 658 - Your Medicare and drug plan reports can be a wealth of information!
34:26
34:26
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
34:26
Great news: the dopes promoting Calcare, Canadian style single payor plan in California have had their posteriors handed to them! How about those anti-aging drugs they wanted to give to little kids? Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com.…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 657 - Large employers are dumping their retiree obligations onto us!
37:22
37:22
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
37:22
The growth in Medicare Advantage enrollment is in large part due to retirees who have been promised lifetime medical insurance being forced into MA plans; sometime against their wishes! Do you in an insurance agency with 15 warm bodies hanging around? If so, get ready for your new, government mandated non-discrimination czar! Contact me at: DBJ@MLM…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 656 + Big trouble ahead for Medicare Advantage plans?
34:24
34:24
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
34:24
MA carriers are bracing for tough times; CVS says it is willing to say good-bye to 10% of their members. A basic primer: What does Medicare NOT cover? This includes a note about MA plans accused of denying medically necessary treatment for patients that would be treated without question under original Medicare. Contact me at: DBJ@MLMMailbag.com (Mo…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 655 - Is the Medicare Advantage bubble about to burst?
35:42
35:42
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
35:42
MA plans are preparing to undergo financial stress in coming years. This may cause them to cut back on the extra benefits some of them include. One carrier was cited as choosing "(profit) margins over (adding) membership"! Enterprising insurance agents in Utah may have devised a clever way to excuse rate increases to their clients: blame them on th…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 654 - RSV: A new-ish disease striking old people! Who woulda thunk?
34:18
34:18
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
34:18
RSV stands for "Respiratory Syncytial Virus". We wade into a description of the disease plus some information about the vaccines. Finally, what American sport draws its players and fans from the older ages than any other? PICKLEBALL! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 653 - Supplement Plan F is not your friend anymore! Let me help!
36:15
36:15
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
36:15
According to our first article, Plan F is Changing from a Cadillac into a Yugo! The prognosis is even worse with many large rate increases just ahead. A widowed acquaintance asked me for help just days after her husband (my old friend) suffered an untimely death. Instead of taking my advice, she ignored my warnings and allowed herself to be victimi…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Ep. 652 - Millions of Americans may face Medicare Advantage benefit cuts
34:08
34:08
Redă mai târziu
Redă mai târziu
Liste
Like
Plăcut
34:08
As an example, Humana is planning to terminate plans in some areas, citing the fact that rising costs are squeezing profits. Question: can an employer force an employee of it's plan and on to Medicare? Walmart decides to close all of its 51 medical clinics. Finally, we review the mental health benefits offered by Medicare. Contact me at: DBJ@MLMMai…
…
continue reading