Creative Success = Financial Balance with Flexible Budget Plans As a creative individual, dealing with irregular income can be daunting. In this episode of From "Creative Passion To Profit", titled "How Creatives Can Budget for Regular Income," I, Mahmood, tackle one of the biggest challenges faced by those in the arts and creative world—budgeting. Have you ever felt the high of being fully booked and having commissions flying off the shelves, only to be met with silence and income droughts the following month? You're not alone. But here's the good news: with a little planning, you can smooth out those financial ups and downs. In this episode, I'll share three simple steps to help you build a budgeting system that fits your lifestyle and supports your creative ambitions. You'll learn how to determine your essential baseline expenses, create a financial buffer for quiet months, and implement a flexible yet simple budgeting method that allows you to thrive creatively and financially. You'll also have some homework tasks... Timestamped Summary: [00:00:00] Introduction to challenges of budgeting with erratic income. [00:00:58] Step 1: Determine your baseline expenses. [00:02:12] Step 2: Build a financial buffer for quieter months. [00:03:46] Step 3: Apply a simple, discipline-based budget system. [00:04:58] Homework: Calculate baseline expenses and track income. Mentioned in this episode: Training Training Training Find out more about Budgetwhizz Find out more about Budgetwhizz Budgetwhizz…
The songs and stories of Michael Gaither
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Michael Gaither - Songs and Stories #188: "Nashville's Renee Wahl"
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43:07Nashville’s Renee Wahl talks about how she moved from a twelve-year military career to a life as a full-time songwriter in Nashville.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #187: "Mira Goto Splits Her Time Between Santa Cruz and Nashville"
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50:27Mira Goto chats about splitting her time between Santa Cruz CA and Nashville TN and how she's using social media to take her music to the next level.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #186: Gurf Morlix Discovers A Shade of “Impossible Blue”
37:53
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37:53Austin, Texas songwriter/producer Gurf Morlix talks about his latest (his tenth) solo release, "Impossible Blue".De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #185: Christie McCarthy Talks About the Big Picture
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43:29Songwriter Christie McCarthy talks about recording "Big Picture," her latest (and fourth) release of original material, recorded in Santa Cruz, CA.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #184: The Coffis Brothers Return to the Podcast
1:05:20
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1:05:20Jamie and Kellen Coffis of The Coffis Brothers and the Mountain Men talk about their new record, produced by Tim Bluhm of bay area favorite The Mother HipsDe către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #183: Keith Rayburn and Highway
47:39
47:39
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47:39Keith Rayburn talks about the father-song recording effort that became his debut solo CD, "Highway".De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #182: Songwriter Henry Chadwick and Marlin Fisher
50:11
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50:11Santa Cruz songwriter/producer Henry Chadwick talks about his full-length debut release, "Marlin Fisher" (avail only on colored vinyl).De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #181: Songwriter Lauren Wahl
38:40
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38:40Santa Cruz songwriter Lauren Wahl talks about her influences, how her band Simply Put came together, and plans for her next record.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #180: Michael Gaither and His New Best Friends
22:54
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22:54The host gets interviewed for a change! Michael's new band, Michael Gaither and His New Best Friends, appears on KPIG radio for a live interview and performance.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #179: Nancy Cassidy’s “River’s Rising”
31:04
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31:04Bay Area songwriter Nancy Cassidy talks about the literal and metaphorical themes running through her new release, "River's Rising".De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #178: Steve Fulton
32:05
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32:05A chat with Boise, ID singer, songwriter, producer Steve Fulton.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #177: Larry Diehl
37:57
37:57
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37:57I recently met up with Roseville CA-based songwriter Larry Diehl at a songwriting retreat in northern Idaho. We talked about his latest release, "Close to the Soul" while we discussed what kind of songs come out during a weeklong retreat.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #176: Richard Newman’s “Surfers and Shapers”
57:15
57:15
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57:15Filmmaker Richard Newman talks about his new documentary, which profiles board builders, professional surfers, and looks back on the history of the sport and culture.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #175: “Jesse Daniel”
41:26
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41:26Jesse Daniel talks about - and plays from - his self-titled debut record. Heartfelt honky tonk by way of Santa Cruz.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #174: “The Sweet Potatoes”
1:01:00
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1:01:00A visit with LA-based acoustic trio The Sweet Potatoes, along with tunes from their new record, "Headin' Home".De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #173: Live Songs From Episodes Past
34:39
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34:39Live performance highlights from episode past including songs from Gurf Morlix, Blackie Farrell, Keith Greening, and Martha Groves PerryDe către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #172: Michael Gaither and Steve Kritzer on KPIG Radio
37:27
37:27
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37:27Michael Gaither and Steve Kritzer play from their new CDs, “Hey Karma” and “Right Where I’m Supposed to Be” live on KPIG radio.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #171: Jeffrey Halford’s “Lo Fi Dreams”
1:00:53
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1:00:53Bluesy songwriter Jeffrey Halford talks about his Texas roots, his California upbringing, and his new record, “Lo Fi Dreams”De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #170: “All In Good Time” with Rhan Wilson
1:02:00
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1:02:00Santa Cruz CA musician/author Rhan Wilson talks about his new book, “All In Good Time” and his new band, Jazz the Dog.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #169: “Gurf Morlix Returns with “The Soul and The Heal”
46:16
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46:16Austin producer/songwriter Gurf Morlix plays from and talks about his newest release, “The Soul and The Heal”.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #168: “Greg Kihn is Re-Kihn-dled“
35:00
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35:00Bay area favorite Greg Kihn talks about songwriting, his latest release "Rekihndled", and his gratitude for surviving rock and roll.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #167: “Russell Brutsche’s ‘Bucket of Gold’ “
54:59
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54:59Santa Cruz songwriter and painter Russell Brutsche talks about - and plays songs from - his latest release, "Bucket of Gold". Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #166: “Jonathan Foster and Miracle Mile Records”
32:37
32:37
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32:37Jonathan Foster talks about "Help Me Run", his latest Americana release, and what led him to form Miracle Mile Records, an indie label out of Redding CA. Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #165: "Something Good from Martha Groves Perry"
53:32
53:32
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53:32Martha Groves Perry talks about her journey from classically trained musician to her new singer/songwriter release "Something Good". Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #164: Nancy Cassidy’s “Heart of a Song”
41:22
41:22
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41:22Nancy Cassidy talks about her new release, "Heart of a Song," which was born out her time performing in rest homes and for Bread and Roses events. Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #163: "Kevin Welch"
46:10
46:10
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46:10Kevin Welch talks about the beginnings of the Americana genre, touring The Dead Reckoners, and the songwriting retreats from his Texas hill country home. Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #162: "Dayan Kai's Maui Update"
38:52
38:52
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38:52Once a staple on the Santa Cruz music scene, Dayan Kai moved back to his Maui home a few years ago. We catch up on latest projects and hear some of his music. Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #161: "Recent Radio Part Two – More New Tunes"
33:20
33:20
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33:20jdru5ctg Host Michael Gaither becomes the interviewEE for a switch. Includes live performances of songs going on the new CD. Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #160: Scott Cooper on “Batik in Blue”
58:22
58:22
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58:22A chat with the SLO gypsy jazz swing tango folk wild classical outfit about their new record, "Ebb and Flow". Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #159: “Cafe Musique Ebbs and Flows”
47:58
47:58
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47:58A chat with the SLO gypsy jazz swing tango folk wild classical outfit about their new record, "Ebb and Flow". Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #158: Recent Radio - And My Red Skelton Story
28:55
28:55
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28:55Interview and music highlights host Michael Gaither's recent radio appearances. And a new song about Red Skelton. Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #157: Michelle Chappel - "Call Me Crazy"
1:01:15
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1:01:15Legendary songwriter Blackie Farrell talks about his long-awaited debut and plays "Sonora's Death Row" live on the show. Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #156: Blackie Farrell's "Cold Country Blues"
40:15
40:15
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40:15Legendary songwriter Blackie Farrell talks about his long-awaited debut and plays "Sonora's Death Row" live on the show. Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #155: Dan Frechette and Laurel Thomsen
1:04:07
1:04:07
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1:04:07A kitchen-table chat with Candian-born songwriter Dan Frechette and Monterey Bay violinist Laurel Thomsen. Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #154: Mark and Cindy Lemaire
1:04:00
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1:04:00A kitchen-table chat with Mark and Cindy Lemaire. Mark discusses his unique playing style, which sounds like open tunings, and how Cindy's amazing harmony combines with his to sound like one voice. Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #153: A Post-Show Chat with Amy Rigby
36:40
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36:40A post-concert chat with New York songwriter Amy Rigby about living and touring abroad, returning home, and what she plans for her next solo record. Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #152: Robert Berry and the December People
56:59
56:59
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56:59A visit with Producer/Musician Robert Berry, talking about the December People which merges classic rock with Christmas and holiday songs. Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #151: KPIG Recap and Upcoming Podcasts
22:55
22:55
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22:55A chance to hear Michael himself interviewed for a change. Includes live performances of "Hang It Up" and "Where'd the Time Go?" played live on KPIG Radio". Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #150: Remembering Audrey Auld
42:29
42:29
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42:29Revisiting a 2012 interview with the late (and amazing) Audrey Auld. Includes songs from her final releases, "Tonk" and "Hey Warden". Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #149: Cosy Sheridan
26:17
26:17
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26:17Cosy Sheridan talks about her latest release, “Pretty Bird,” using alternate tunings, and teaching in folk music camps. Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #148: Kenny Butterill
43:40
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43:40Candadian songwriter Kenny Butterill discusses - and play songs from - his third CD, "Troubadour Tales". Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #147: Gurf Morlix and Blackie Farrell
41:46
41:46
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41:46Austin producer/songwriter Gurf Morlix discusses his latest, "Eatin' At Me" and legendary songwriter Blackie Farrell talks about his long-awaited debut album. Details at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #146: Flashback - Mary Gauthier
40:30
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40:30Revisting a 2005 interview with Mary Gauthier about the craft of songwriting, along with news about Michael's latest videos and other website items of note. See the notes and links to go with this episode at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #145: LA Composer and Blues Songwriter Ernest Troost
42:51
42:51
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42:51A kitchen table chat with composer and songwriter Ernest Troost. He's won an Emmy AND a Kerrville New Folk award, and he wrote the score for "Tremors". See the notes and links to go with this episode at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #144: Nashville Songwriter/Guitar Slinger Will Kimbrough
26:21
26:21
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26:21Will Kimbrough talks about his new CD, "Sideshow Love" and his past "day jobs" of playing with Todd Snider and Rodney Crowell. See the notes and links to go with this episode at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #143: Nashville Songwriter Brigitte DeMeyer
23:35
23:35
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23:35Brigitte DeMeyer talks about her new release, "Savannah Road", and what it's like working with Will Kimbrough, who's also in this interview. See the notes and links to go with this episode at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #142: "Drive-Ins and Mountain Lions"
20:23
20:23
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20:23A quick look at host Michael Gaither's upcoming shows and podcasts, along with a recent radio appearance on KZSC radio in Santa Cruz, CA. See the notes and links to go with this episode at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #141: Brad Colerick Finds "Tuscon"
36:24
36:24
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36:24Southern California songwriter Brad Colerick discusses - and plays songs from - his latest release, "Tucson". See the notes and links to go with this episode at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #140: Chuck Brodsky Flashback
24:43
24:43
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24:43A visit back to a previous episode. Songwriter/storyteller Chuck Brodsky talks about songwriting, and host Michael Gaither talks about Chuck's upcoming Santa Cruz/San Jose shows in January 2015. See the notes and links to go with this episode at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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Michael Gaither - Songs and Stories #139: Keith Greeninger’s “Soul Connection”
53:00
53:00
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53:00Keith Greeninger talks about "Soul Connection," his new CD, and Wind River Studios, his new recording space in the Santa Cruz Mountains. See the notes and links to go with this episode at http://www.michaelgaither.com.De către Michael Gaither (www.michaelgaither.com)
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