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Downsides Of Ignoring Your Credit Score
Manage episode 327698259 series 3346109
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Your credit score is one of the most important factors in your financial life. Banks use it to decide whether to give you a credit card or loan. Some service providers use it to determine whether you should pay a security deposit. Car insurance providers consider your credit score when setting your insurance rate. While it's important to know what things help you build a good credit score, you also have to know those things that could hurt your credit score and lead to side effects from bad credit.
Click here to know more about the downsides Of Ignoring Your Credit Score or not: https://www.debwan.com/blogs/403215/Downsides-Of-Ignoring-Your-Credit-Score
If you avoid doing the following fifteen things, it will help ensure a good credit score.
- Paying Late
- Not Paying at All
- Having an Account Charged Off
- Having an Account Sent to Collections
- Defaulting on a Loan
- Filing Bankruptcy
- Having Your Home Foreclosed
- Getting a Judgment
- High Credit Card Balances
- Maxed out Credit Cards
- Closing a Credit Card That Still Has a Balance
- Closing Cards With Available Credit
- Applying for Several Credit Cards or Loans
- Having Only Credit Cards or Only Loans
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