Episode 168: OSFI Stress Test Updates, Homebuyer Sentiment, and FHSA Impact on Buyers
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In this episode, we begin with an introduction and sponsor message before discussing BMO's updates on the OSFI stress test for uninsured mortgage switches. We then delve into Canadian homebuyer sentiment and current market trends, highlighting key factors influencing the housing landscape. The episode explores the First Home Savings Account (FHSA) and its potential impact on buyers. Additionally, we cover FSRA's regulatory action against Michael Ryland Slattery and Skylark Holdings, offering insights into the implications of such enforcement actions. The episode concludes with a reminder of the importance of staying informed in the evolving real estate market. (0:00) Introduction and sponsor message (0:39) BMO updates on OSFI stress test for uninsured mortgage switches (4:10) Canadian homebuyer sentiment and market trends (5:21) First Home Savings Account (FHSA) and its impact on buyers (7:23) FSRA's regulatory action against Michael Ryland Slattery and Skylark Holdings (9:16) Conclusion and importance of staying informed
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