José Loya On How Race, Gender, And Age Affect Access To Mortgage Credit And The Implications For Inequality Poverty Research & Policy podcast

Content provided by Judith Siers-Poisson and Institute for Research on Poverty. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Judith Siers-Poisson and Institute for Research on Poverty or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ro.player.fm/legal.

Poverty Research & Policy »
José Loya On How Race, Gender, And Age affect Access To Mortgage Credit And The Implications For Inequality

8d ago 36:22

Distribuie

MP3•Pagina episodului

Homeownership is one of the most common ways to accumulate wealth and promote intergenerational economic mobility in the United States. But even with laws and policies designed to ensure equal access to housing and financing, access to mortgage credit is far from equal. Factors like the race, gender, and age of the applicant can result in less favorable loan terms and higher rates of denial and default. Dr. José Loya discusses his research on how different demographic factors affect access to mortgage financing, and what policy and practice approaches might help to lessen inequity in this area.

José Loya is an Assistant Professor in Urban Planning at UCLA’s Luskin School of Public Affairs and a faculty affiliate with the Chicano Studies Research Center. He is also a 2023-2025 IRP Emerging Poverty Scholar.

112 episoade

#Science #Social Sciences #Povertypolicyinstituteforresearchonpoverty #Sociology #Society #Podcasting Education #Institute For Research On Poverty