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Episode 17: Retirement Savings Behavior Part 2

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Content provided by Dr. Bryan Foltice. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Dr. Bryan Foltice or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ro.player.fm/legal.

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In this episode, we continue our discussion on the importance of retirement savings and why most individuals don't save enough. We talk about the mistakes people make with retirement, how to improve spending decisions, and finish with a discussion on why some people save too much.
00:00 Introduction and Short Life Update
03:45 Understanding Your Net Pay (and How much You Make per Hour)
06:40 Automatic Millionaire (Retirement Contributions Post-Graduation)
12:00 Making Financial Decisions Based on Net Paycheck (Not Gross)
15:00 Understanding Your Net Hourly Earnings (and Spending Decisions)
20:00 Why We Don't Save - Short-Sightedness and Emotional Decisions
22:20 Why Young (Old) Investors are Invested Too Conservatively (Aggressively)
27:35 Retirement Plan Design (SMartT Plan)
31:40 Helping Asset Allocation? Target Date Fund
38:40 Wandering Asset Allocation
40:00 Why People Save Too Much!
Reference: Net Paycheck Category https://www.paycheckcity.com/calculator/salary
I hope you enjoy the content and learn all about the topic of Behavioral Finance. I've set up the first few podcasts as mini-lectures of my Behavioral Finance course that I teach at Butler University each semester. The goal of this podcast is to provide a comprehensive look into the topic of Behavioral Finance - for free!
Please click "Subscribe" and click the bell icon to keep up to date with new videos from Dr. Bryan Foltice - Behavioral Finance. If you've got any questions or feedback about this video content, please leave a comment in the comments section.
To Find out more about Bryan Foltice Behavioral Finance:
Website - www.bryanfoltice.com
Instagram - www.instagram.com/bryanfoltice
Linkedin - https://www.linkedin.com/in/bryan-fol...
Disclaimer: www.bryanfoltice.com/cv
#behavioralfinance #bryanfoltice #behavioralfinancebiases #behavioralfinanceheuristics #psychologyandfinance #behavioralfinancespeaker #financepsychology #financialdecisions

Support the show

Bryan Foltice Behavioral Finance Website - www.bryanfoltice.com
Instagram - www.instagram.com/bryanfoltice
Linkedin - https://www.linkedin.com/in/bryan-foltice-2578a116/
Disclaimer: www.bryanfoltice.com/cv

  continue reading

40 episoade

Artwork
iconDistribuie
 
Manage episode 379325925 series 3485712
Content provided by Dr. Bryan Foltice. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Dr. Bryan Foltice or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ro.player.fm/legal.

Send us a text

In this episode, we continue our discussion on the importance of retirement savings and why most individuals don't save enough. We talk about the mistakes people make with retirement, how to improve spending decisions, and finish with a discussion on why some people save too much.
00:00 Introduction and Short Life Update
03:45 Understanding Your Net Pay (and How much You Make per Hour)
06:40 Automatic Millionaire (Retirement Contributions Post-Graduation)
12:00 Making Financial Decisions Based on Net Paycheck (Not Gross)
15:00 Understanding Your Net Hourly Earnings (and Spending Decisions)
20:00 Why We Don't Save - Short-Sightedness and Emotional Decisions
22:20 Why Young (Old) Investors are Invested Too Conservatively (Aggressively)
27:35 Retirement Plan Design (SMartT Plan)
31:40 Helping Asset Allocation? Target Date Fund
38:40 Wandering Asset Allocation
40:00 Why People Save Too Much!
Reference: Net Paycheck Category https://www.paycheckcity.com/calculator/salary
I hope you enjoy the content and learn all about the topic of Behavioral Finance. I've set up the first few podcasts as mini-lectures of my Behavioral Finance course that I teach at Butler University each semester. The goal of this podcast is to provide a comprehensive look into the topic of Behavioral Finance - for free!
Please click "Subscribe" and click the bell icon to keep up to date with new videos from Dr. Bryan Foltice - Behavioral Finance. If you've got any questions or feedback about this video content, please leave a comment in the comments section.
To Find out more about Bryan Foltice Behavioral Finance:
Website - www.bryanfoltice.com
Instagram - www.instagram.com/bryanfoltice
Linkedin - https://www.linkedin.com/in/bryan-fol...
Disclaimer: www.bryanfoltice.com/cv
#behavioralfinance #bryanfoltice #behavioralfinancebiases #behavioralfinanceheuristics #psychologyandfinance #behavioralfinancespeaker #financepsychology #financialdecisions

Support the show

Bryan Foltice Behavioral Finance Website - www.bryanfoltice.com
Instagram - www.instagram.com/bryanfoltice
Linkedin - https://www.linkedin.com/in/bryan-foltice-2578a116/
Disclaimer: www.bryanfoltice.com/cv

  continue reading

40 episoade

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