How to Indulge in Impulse Buys Without Financial Regret with Ashley Lapato

Everyone's Talkin' Money: Personal Finance, Financial Freedom, Mental Health

What’s your guilty pleasure—a latte, a new book, or maybe that random Amazon impulse buy? You’re not alone! TikTok’s “little treat culture” has over 55+ million fans, celebrating the joy of small, feel-good purchases. But how do these indulgences impact your financial health?

In today’s episode, I’m joined by Ashley Lapato, money and lifestyle expert behind @theorganizedwallet. Together, we unpack the viral trend of little treats and what it means for your wallet. Ashley shares why eliminating impulsive spending isn’t the answer and how to shift your mindset around these purchases.

Her advice? Stop shaming yourself over the occasional splurge (yes, even avocado toast!). Instead, learn how to budget for those joyful little treats in a way that fuels your happiness and keeps you on track with your money goals.

What you’ll learn in this episode:

• Why “little treat culture” resonates with millions.
• How to stop associating impulsive buys with financial guilt.
• Ashley’s tips for budgeting guilt-free treats that align with your goals.

Links & Resources:

• Follow Ashley on TikTok: @theorganizedwallet
• Start your spending plan with You Need a Budget (YNAB)

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