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Lane County Borrowing Tips

 
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Manage episode 153741283 series 1099829
Content provided by Tyler Head. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Tyler Head or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ro.player.fm/legal.
Selling your Lane County Home? Get a free home value report
Buying a Lane County Home? Search all homes for sale

Is there a difference between having no credit and having bad credit? Many people are unaware, but there is a significant difference between the two.
When you have bad credit, it's likely because you stopped making mortgage, credit card, or car payments at some point. When you haven't made a payment, you begin to get derogatories (30 days late, 60 days late, 90 days late, etc.). You also may have had a bankruptcy in the past, which will negatively affect your credit.

If you have failed to make payments, or if your credit is just bad, it will take some time to improve your score. The longer you get away from your last negative derogatory, the better your credit will become. In other words, if you start making payments regularly, you can get your credit back on track.
If you have no credit, it means you need to apply for some and start making payments on time. This is a better situation than having bad credit because you can earn good credit much faster than you can recuperate it!
If you have any questions about this topic, or if you need real estate assistance of any kind, don't hesitate to reach out to us. We would love to hear from you!
  continue reading

20 episoade

Artwork
iconDistribuie
 
Manage episode 153741283 series 1099829
Content provided by Tyler Head. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Tyler Head or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ro.player.fm/legal.
Selling your Lane County Home? Get a free home value report
Buying a Lane County Home? Search all homes for sale

Is there a difference between having no credit and having bad credit? Many people are unaware, but there is a significant difference between the two.
When you have bad credit, it's likely because you stopped making mortgage, credit card, or car payments at some point. When you haven't made a payment, you begin to get derogatories (30 days late, 60 days late, 90 days late, etc.). You also may have had a bankruptcy in the past, which will negatively affect your credit.

If you have failed to make payments, or if your credit is just bad, it will take some time to improve your score. The longer you get away from your last negative derogatory, the better your credit will become. In other words, if you start making payments regularly, you can get your credit back on track.
If you have no credit, it means you need to apply for some and start making payments on time. This is a better situation than having bad credit because you can earn good credit much faster than you can recuperate it!
If you have any questions about this topic, or if you need real estate assistance of any kind, don't hesitate to reach out to us. We would love to hear from you!
  continue reading

20 episoade

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