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Ep 21 - Healthcare Insights: Jill Santos on Medicare and ACA
Manage episode 443972330 series 3574194
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Unlock the secrets to navigating the Medicare open enrollment process with our esteemed guest, Jill Santos from All About Medicare. Jill brings her extensive knowledge to the table, guiding us through key dates, the vital importance of guaranteed issue plans, and how these options are a lifeline for those without employer group coverage. You'll gain insights into how subsidies are determined, the role of agent consent forms, and hear a touching, real-world example of how Jill helped a new resident find the right healthcare solution.
In the second half of our conversation, we tackle the Affordable Care Act (ACA) application process and the intricacies of the 1095-A form. Discover how having a dependent impacts your premiums and tax credits, and why it's crucial to keep your income information up-to-date to avoid IRS discrepancies. Jill walks us through common scenarios like changes in household income and dependents, offering practical advice to ensure you receive the correct subsidies. This episode is packed with essential information to help you make informed decisions and navigate the complexities of health insurance with confidence.
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